BM Technologies, Inc. (NYSE:BMTX) Q4 2021 Earnings Conference Call April 1, 2022 9:00 AM ET Company Participants Bob Ramsey - Chief Financial Officer Luvleen Sidhu - Chief Executive Officer Conference Call Participants Mike Grondahl - Northland Securities Michael Diana - Maxim Group Brian Dobson - Chardan Capital Markets Chris Sakai - Singular Research Bill Dezellem - Tieton Capital Bob Evans - Pennington Capital Operator Good day and thank you for standing by. Welcome to the BMTX Fourth Quarter and Full Ye ...