Banco Bilbao Vizcaya Argentaria, S.A. (NYSE:BBVA) Q4 2022 Earnings Conference Call February 1, 2023 3:30 AM ET Company Participants Patricia Bueno - Head of Investor Shareholder Relations of Finance Onur Genc - Chief Executive Officer Rafael Salinas - Group Chief Financial Officer Conference Call Participants Benjamin Toms - RBC Francisco Riquel - Alantra Benjie Creelan-Sandford - Jefferies Maksym Mishyn - JB Capital Alvaro Serrano - Morgan Stanley Sopfie Peterzens - JPMorgan Marta Sanchez Romero - Citi And ...