Associated Banc-Corp (NYSE:ASB) Q4 2022 Earnings Conference Call January 26, 2023 5:00 PM ET Company Participants Andrew Harmening - CEO Derek Meyer - CFO Pat Ahern - Chief Credit Officer Conference Call Participants Jared Shaw - Wells Fargo Scott Siefers - Piper Sandler Daniel Tamayo - Raymond James Terry McEvoy - Stephens Jon Arfstrom - RBC Capital Markets Operator Good afternoon, everyone, and welcome to Associated Banc-Corp's Fourth Quarter 2022 Earnings Conference Call. My name is Dough and I will be y ...