Lexinfintech Holdings Ltd (NASDAQ:LX) Q4 2018 Earnings Conference Call March 14, 2019 7:00 AM ET Company Participants Tony Hung - Investor Contact Jay Xiao - Chairman & CEO Craig Zeng - CFO & Director Ryan Liu - Chief Risk Officer Conference Call Participants Jacky Zuo - Deutsche Bank Eddie Leung - Bank of America Merrill Lynch Alex Ye - UBS Investment Bank Lucy Li - Goldman Sachs Group Shengbo Tang - Nomura Securities Martin Ma - Nomura Securities Cindy Wang - DBS Vickers Research Anderson Cha - BNP Pariba ...