LexinFintech Holdings Ltd. (NASDAQ:LX) Q3 2020 Earnings Conference Call November 24, 2020 6:00 AM ET Company Participants Tony Hung - Investor Relations Jay Xiao - Founder, Chairman & CEO Craig Zeng - CFO Ryan Liu - Chief Risk Officer Stanley Zhao - Senior Financial Director Conference Call Participants Jacky Zuo - China Renaissance Ethan Wang - CLSA Sanjay Jain - Aletheia Capital Steven Chan - Haitong International Operator Ladies and gentlemen, thank you for standing by, and welcome to the LexinFintech Th ...