Lexinfintech Holdings Ltd. (NASDAQ:LX) Q4 2020 Earnings Conference Call March 18, 2021 11:00 PM ET Company Participants Tony Hung - Investor Contact Jay Xiao - Chairman & CEO Craig Zeng - CFO & Director Yang Qiao - Vice President Conference Call Participants Jacky Zuo - China Renaissance Eddie Leung - Bank of America Merrill Lynch Richard Xu - Morgan Stanley Alex Ye - UBS Ethan Wang - CLSA Steven Chan - Haitong International Operator Ladies and gentlemen, thank you for standing by, and welcome to the LexinF ...