LexinFintech Holdings Ltd. (NASDAQ:LX) Q4 2021 Earnings Conference Call March 15, 2022 9:30 PM ET Company Participants Patricia Cheng - Investor Relations Jay Xiao - Chairman & Chief Executive Officer Sunny Sun - Chief Financial Officer Jayden Qiao - Chief Risk Officer Conference Call Participants Yada Li - CICC Ethan Wang - CLSA Operator Good day and thank you for standing by. Welcome to the LexinFintech Fourth Quarter and Full Year 2021 Earnings Conference Call. At this time, all participants are in a lis ...