Alerus Financial Corporation (NASDAQ:ALRS) Q4 2022 Earnings Conference Call January 26, 2023 12:00 PM ET Company Participants Katie Lorenson - President, Chief Executive Officer Alan Villalon - Chief Financial Officer Karin Taylor - Chief Risk Officer Jim Collins - Chief Banking and Revenue Officer Karen Bohn - Independent Director Conference Call Participants Jeff Rulis - D.A. Davidson Nathan Race - Piper Sandler Eric Grubelich - Private Investor Ben Gerlinger - Hovde Group Operator Good morning or good af ...