Genworth Financial Inc. (NYSE:GNW) Q4 2019 Earnings Conference Call February 5, 2020 9:00 AM ET Company Participants Tom McInerney - President, Chief Executive Officer Kelly Groh - Executive Vice President, Chief Financial Officer Tim Owens - Vice President, Investor Relations Conference Call Participants Ryan Krueger - KBW Joshua Esterov - CreditSights Bill - Bytespeed Partners Drew Figdor - TIG Advisors Himanshu Shah - Shah Capital Operator Good morning ladies and gentlemen and welcome to Genworth Financ ...