Aflac Incorporated (NYSE:AFL) KBW Insurance Conference September 7, 2023 3:05 PM ET Company Participants David Young - VP, Investor and Rating Agency Relations Conference Call Participants Ryan Krueger - KBW Ryan Krueger We're going to get started. I'm Ryan Krueger from KBW. And it's great to have David Young from Aflac on stage with me. David is Vice President of Investor and Rating Agency Relations. Question-and-Answer Session Q - Ryan Krueger I'll just jump right in. Maybe we'll start with Japan first an ...