Ameris Bancorp (NYSE:ABCB) Q4 2022 Earnings Conference Call January 28, 2023 9:00 AM ET Company Participants Palmer Proctor - Chief Executive Officer Nicole Stokes - Chief Financial Officer Jon Edwards - Chief Credit Officer Conference Call Participants Casey Whitman - Piper Sandler Brady Gailey - KBW Christopher Marinac - Janney Montgomery Scott Operator Hello everyone and welcome to the Ameris Bancorp fourth quarter 2022 conference call, and thank you for standing by. My name is Daisy and I will be coordi ...