The Zacks Accident and Health Insurance industry is expected to ride on the increase in underwriting exposure. Aflac (AFL) , Unum Group (UNM) , Employers Holdings (EIG) , AMERISAFE (AMSF) and Trupanion (TRUP) should continue to benefit from prudent underwriting standards. However, a rise in claims frequency could weigh on the positives.The industry has been witnessing soft pricing over the past several quarters, which is not expected to change any time soon. Nonetheless, a rise in claims, with business acti ...