halbergman Co-authored by Treading Softly. Finding a home is an important step for every person. The ability to find a place to live is essential to be able to establish a home base that you then operate from, whether you're going to work, whether it's a place to simply cook a meal or to lay your head at night in sleep. The issue that so much of the housing market is seeing right now is that there's a massive majority of homeowners who are locked in at extremely low interest rates that occurred during t ...