Background I am a retired engineer. I have a diversified portfolio composed of 49% equity funds, 30% individual stocks, 10% high yield bonds, 5% government bonds, 5% bond funds, and about 1% cash plus cryptocurrency. I invest in bonds and dividend stocks to provide the cash flow required to fund my retirement. That said, I am not just interested in yield. Total return is just as, if not more, important than yield. I wrote three articles this year on how to find investments with superior total returns. The a ...