Upstart plans to expand its auto retail financing capability to another 13 states during the first quarter. The lending marketplace aims to reach 90% of U.S. consumers by the end of the quarter, up from the 70% coverage achieved in the third quarter of 2023, Upstart said in a Wednesday (Jan. 31) press release. The company’s vehicle financing will be extended to Alabama, Arizona, Colorado, Connecticut, Maine, Minnesota, Mississippi, Montana, Oklahoma, Rhode Island, Utah, Washington and Wyoming, per the relea ...

Upstart汽车融资扩大计划 - Upstart宣布将扩大其全国范围的汽车零售融资能力，以在2024年第一季度末覆盖美国90%的消费者，较去年第三季度的70%有所增加[1] - Upstart的AI汽车融资将帮助人们实现购买符合其需求和生活方式的车辆的重要财务里程碑，并以负担得起的利率购买[1] Upstart汽车零售平台增强 - Upstart的汽车零售平台已经得到增强，帮助经销商更无缝、更有利可图地销售和融资更多车辆，提供更连贯、更开放、更端到端的购车体验[1] - Upstart已经与700多家美国经销商合作，利用增强的汽车零售功能与客户联系，节省时间并完成销售[4]

As we set our sights on the rest of 2024, investors are looking at ways to reposition their portfolios to maximize returns. Thanks to its disruptive potential, a company like Upstart (UPST -1.84%) might be on your radar. This fintech stock is currently 91% below its all-time high, even though it surged 209% in 2023. Investors might be eyeing the artificial intelligence (AI) lending platform as a smart long-term investment opportunity that has huge upside. With that mental framework, where will Upstart be 10 ...

Upstart Holdings (UPST) - 投资者对其长期机会感到兴奋，但也有质疑者认为其商业模式尚不可行[1] Ally Financial (ALLY) - 自2010年独立上市以来，汽车贷款业务一直是其业务的强项[3] - 在零售银行服务领域取得了巨大成功[4][5] SoFi Technologies (SOFI) - 最初专注于学生贷款，但近年来扩展了多项服务，包括房屋贷款和个人贷款[7] - 非贷款业务增长迅猛，带来了大幅利润增长[8][9][10]

公司背景 - Upstart Holdings, Inc. (NASDAQ: UPST)宣布将于2024年2月13日发布第四季度和2023财年的业务和财务结果[1] - Upstart是领先的人工智能贷款市场，连接数百万消费者与100多家银行和信用社，利用Upstart的人工智能模型和云应用程序提供优质信贷产品[2] - Upstart成立于2012年，总部位于加利福尼亚州圣马特奥和俄亥俄州哥伦布，其平台包括个人贷款、汽车零售和再融资贷款、房屋净值信用额度和小额“救济”贷款[2]

Fool.com contributor Parkev Tatevosian reviews Upstart (UPST -3.85%) stock and its prospects for 2024 and provides a stock price prediction for 2024. *Stock prices used were the afternoon prices of Jan. 13, 2024. The video was published on Jan. 15, 2024. ...

Upstart (UPST -3.85%) was a huge winner in 2023, as shares soared by 209% over course of the year. This gain crushed the Nasdaq Composite Index. Investors are hoping that the good times will roll. But for context, shares are still sitting more than 90% below their peak price. That reflects the huge losses Upstart shares suffered in 2022. So with hopes that the stock could climb back to its former heights, some investors might have their eyes on the business as a potential portfolio addition right now. Is it ...

Upstart (UPST -3.85%) investors have been on a wild ride in recent years. In this video, Motley Fool contributor Jason Hall takes a closer look at the business itself, its prospects, and what he thinks about it as an investment. *Stock prices used were from the afternoon of Jan. 9, 2023. The video was published on Jan. 13, 2023. ...

With the artificial intelligence (AI) craze at an all-time high these days, investors are looking for ways to get exposure to this new technology. A company like Upstart (UPST -6.58%), which has developed a disruptive AI-powered lending service, might be on your radar right now. If you're an investor looking to add shares of Upstart to your portfolio, however, you should think twice. It's better to buy PayPal (PYPL 0.64%), a magnificent fintech stock, instead. Here's why. Upstart's business has been struggl ...

股价表现 - Upstart公司在2022年股价暴跌后，2023年股价出现反弹，根据标普全球市场情报数据显示，上涨了209% [1] - Upstart的股价主要在5月份的第一季度财报和8月份的第二季度财报之间出现上涨。在第二季度财报后股价大幅下跌，但在年底出现反弹迹象，表明2024年利率可能会下降 [3] - 公司在2023年初投资者情绪急剧下降，股价在头四个月基本持平，然后在发布第一季度财报后开始上涨 [6] - 尽管公司的业绩普遍疲弱，但公司报告的亏损幅度小于预期，且其指导也超过共识。这一点，加上股价下跌和高空头利益，帮助推动了5月10日股价的35%上涨。此外，全球另类投资管理公司Castlelake同意从Upstart购买价值40亿美元的消费者分期贷款，为这家科技金融公司提供了重要的生机，该公司通常不会将贷款保留在自己的账本上 [7] - 空头挤压在公司8月份发布第二季度财报前加速。然而，公司的业绩报告导致股价暴跌，8月9日股价下跌超过三分之一，尽管公司超过了预期，但提供了疲弱的指导，显示经济尚未强大到足以支撑对其贷款需求的复苏 [8] - 最终，随着美联储预测2024年将进行三次降息，公司在2023年结束时股价上涨 [9] - 由于投资者对降息的希望已经减弱，Upstart在新年伊始下跌了近20%。密切关注2月份发布的第四季度财报，看看需求是否开始恢复 [13] 公司业务 - 公司受益于经济表现比预期更为强劲，人工智能技术的溢价增加，以及预期今年利率可能开始下降。此外，空头挤压也似乎推动了股价上涨 [2] - Upstart在2023年重新焕发生机，股价在2022年因利率上涨和消费者以及银行合作伙伴对其贷款需求的减少而暴跌 [5] - Upstart今年需要什么：公司的业务仍然疲弱，降息和空头挤压只能帮助到一定程度。公司需要恢复贷款发放和收入增长，并提供不断增长的需求 [10] - 例如，在第三季度，公司的收入下降了14%，至1.35亿美元，公司预计第四季度收入将按季度保持不变，为1.35亿美元 [11] - 如果经济开始复苏并且利率下降，公司应该会看到真正的改善，但这一时机仍然不确定 [12]