Trupanion Inc. (TRUP) is set to benefit from its focus on pet health and well-being in an underpenetrated pet insurance market, product launches, extended operating boundaries and a solid capital position. These, along with solid growth projections, make the stock worth retaining.Shares of this Zacks Rank #3 (Hold) pert insurer have gained 5% in the past three months compared with the industry’s increase of 11.4%.The Zacks Consensus Estimate has moved up 2 cents in the last 60 days.Image Source: Zacks Inves ...

Trupanion, Inc. (TRUP) has been benefiting from a focus on pet health and well-being in an underpenetrated pet insurance market, product launches, extended operating boundaries, as well as sufficient liquidity.Growth ProjectionsThe Zacks Consensus Estimate for Trupanion’s 2024 earnings per share indicates an increase of 57.4% from the year-ago reported number. The consensus estimate for revenues is pegged at $1.26 billion, implying a year-over-year improvement of 13.7%.The consensus estimate for 2025 earnin ...

SEATTLE, June 19, 2024 (GLOBE NEWSWIRE) -- Trupanion, Inc. (NASDAQ:TRUP), the leading provider of medical insurance for cats and dogs, will host its Annual Investor Day on Wednesday, September 18, 2024. This annual event is designed to be the best opportunity for Trupanion shareholders and guests to understand Trupanion's achievements and challenges over the past year and its strategic vision going forward. Management remarks are expected to commence shortly after 9:00 am Pacific Time, and similar to prior ...

SEATTLE, June 19, 2024 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), the leading provider of medical insurance for cats and dogs, will host its Annual Investor Day on Wednesday, September 18, 2024. This annual event is designed to be the best opportunity for Trupanion shareholders and guests to understand Trupanion’s achievements and challenges over the past year and its strategic vision going forward. Management remarks are expected to commence shortly after 9:00 am Pacific Time, and similar to prior ...

Jessie Casson/DigitalVision via Getty Images Investment Thesis While some may doubt the profitability of this pet insurer, Trupanion (NASDAQ:TRUP) looks like it may be headed for profitability in the near future as the new CEO (Margi Tooth) has emphasized efficiency and free cash flow going forward. I believe the company has overemphasized growth in the past at the expense of profitability because they wanted to gain scale and reputation first before worrying about earnings. In my view, this strategy ma ...

Trupanion’s (TRUP) shares have gained 26.7% in a year, outperforming the industry’s increase of 24.3%, the Finance sector’s rise of 21.1% and the Zacks S&P 500 composite’s increase of 25.5% in the said time frame. With a market capitalization of 1.2 billion, the average volume of shares traded in the last three months was 0.7 million.Focus on pet health and well-being in an underpenetrated pet insurance market, product launches, extended operating boundaries and a solid capital position continue to drive th ...

SEATTLE, May 17, 2024 (GLOBE NEWSWIRE) -- Trupanion, Inc. (NASDAQ:TRUP) today provided the following update on its rate filing approval status in California. The California Department of Insurance approved a 29% rate increase, which is in addition to its previously approved 12% rate increase in June of 2023. The new rate will go into effect during late July 2024. The rising cost of veterinary care amplifies the need for Trupanion to price correctly. Given the financial impact inflation has had on veterinary ...

SEATTLE, May 17, 2024 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP) today provided the following update on its rate filing approval status in California. The California Department of Insurance approved a 29% rate increase, which is in addition to its previously approved 12% rate increase in June of 2023. The new rate will go into effect during late July 2024. The rising cost of veterinary care amplifies the need for Trupanion to price correctly. Given the financial impact inflation has had on veterinar ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission File Number: 001-36537 TRUPANION, INC. (Exact name of registrant as specified in its charter) Delaware 83-0480694 (State or other juri ...

财务数据和关键指标变化 - 总收入同比增长19%,其中订阅收入同比增长22% [26] - 总调整营业利润同比增长37%,其中订阅业务调整营业利润同比增长55% [26][43] - 每月每宠物平均收入(ARPU)同比增长9.8%,其中核心Trupanion品牌同比增长11% [27][28] - 订阅业务毛利率为75.3%,同比提升225个基点 [44] 各条业务线数据和关键指标变化 - 订阅业务新增宠物数量同比下降9%,但新客户获取成本下降23% [27][28] - 其他业务收入同比增长15%,但调整营业利润同比下降41% [48][49] 各个市场数据和关键指标变化 - 欧洲市场新增约3,900宠物,由第三方承保 [44] - 公司在北美市场的份额继续保持领先,2023年连续三年成为行业最大贡献者 [14] 公司战略和发展方向及行业竞争 - 公司将继续专注于提升订阅业务的盈利能力,在实现目标边际利润之前不会大幅增加新客户获取 [34][35][36] - 公司将谨慎部署资本于新兴业务机会,如Firkin、Phi Direct和欧洲市场,等待规模效应显现 [37][38] - 公司认为宠物医疗费用持续上涨,超过消费者可支配收入增长,突出了高质量可靠宠物保险解决方案的重要性 [33] 管理层对经营环境和未来前景的评论 - 管理层预计2024年全年总收入将增长14%,订阅收入增长20%,调整营业利润增长32% [58][59][60] - 管理层认为公司有望在2024年第四季度实现订阅业务15%的调整营业利润率目标 [60] - 管理层对公司在大型未开发市场的巨大增长潜力充满信心 [25] 问答环节重要的提问和回答 问题1 **Jian Li 提问** 提问了Margi在新任CEO角色下的重点关注领域和优先事项,以及对宏观环境的看法 [69][70][71] **Margi Tooth 和 Fawwad Qureshi 回答** 回答了公司将重点关注提升盈利能力,维持定价纪律和成本管控,并在适当时机谨慎增加新客户获取 [71][72][73][74][75] 问题2 **Josh Shanker 提问** 提问了公司订阅业务医疗损失率的季节性变化模式,以及与汽车保险行业的对比 [80][81][82][83][84][85][86][87] **Darryl Rawlings 和 Margi Tooth 回答** 解释了公司订阅业务医疗损失率的季节性变化,以及与汽车保险行业的差异所在 [87][88][89][90][91] 问题3 **Jon Block 提问** 提问了公司新客户获取放缓对市场份额的影响,以及作为新任CEO Margi的前三大优先事项 [109][110][111][112][113][114][115][116][117][118][119][120][121][122][123][124][125] **Margi Tooth 回答** 回答了公司将继续专注于提升盈利能力,谨慎部署资本以获得最佳投资回报,并确保整体业务运营在既定的财务指标范围内 [120][121][122][123][124][125]