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Truist Foundation announces new Inspire Awards Challenge to drive economic mobility
Prnewswire· 2024-09-24 00:00
In collaboration with MIT Solve, Truist Foundation will provide more than $1 million in grants and in-kind services to nonprofits supporting career navigation and workforce development CHARLOTTE, N.C., Sept. 23, 2024 /PRNewswire/ -- Truist Foundation today announced the launch of its third Inspire Awards, a capacity-building grant program for nonprofit organizations, to help create career pathways to economic mobility for workers across the U.S. This year's challenge aims to improve resources for adults see ...
Truist Foundation announces $250,000 disaster relief, recovery grant in advance of Hurricane Francine hitting U.S. Gulf Coast
Prnewswire· 2024-09-11 21:43
Funds will help provide immediate relief, support long-term recovery efforts in impacted communities CHARLOTTE, N.C., Sept. 11, 2024 /PRNewswire/ -- In response to Hurricane Francine's projected landfall along the U.S. Gulf Coast this afternoon, Truist Foundation today announced it will donate $250,000 to support relief and recovery efforts in communities impacted by the storm. The funds will be distributed to the American Red Cross and the Center for Disaster Philanthropy's Atlantic Hurricane Season Recove ...
Truist Financial Corporation (TFC) Barclays 22nd Annual Global Financial Services Conference (Transcript)
2024-09-11 01:08
会议主要讨论的核心内容 - 公司在过去12个月内完成了组织架构调整和业务简化计划,提高了效率和收益机会 [7][8] - 公司出售了剩余的保险业务,提高了资本充足率,为未来的业务增长和资本回报创造了空间 [11] - 公司计划通过加强现有客户关系、提高支付业务和财富管理渗透率等方式来提高盈利能力 [14][18][20][21] - 公司在中型企业银行、现金管理和消费者业务等领域都有较大的增长潜力 [17][18][19][20] - 公司将保持严格的成本管控,并努力实现正的营业杠杆 [52][53] 问答环节重要的提问和回答 - 分析师询问公司中期ROTCE目标的时间框架和后续发展空间,公司表示这是一个重要的中期目标,未来还有进一步提升的空间 [28][30] - 分析师询问公司业务简化计划的成果,公司表示通过简化业务架构和明确责任,提高了效率和部署资本的灵活性 [31][32][33] - 分析师询问公司对经济前景和客户情绪的看法,公司表示客户普遍谨慎,但仍有投资意愿,公司将继续关注 [36][37] - 分析师询问公司在存款成本上升和费用收入方面的应对措施,公司表示将根据不同业务的特点采取差异化策略 [46][47][48][49] - 分析师询问公司对资产质量的看法,公司表示商业贷款质量总体良好,但将密切关注办公楼等商业地产领域的风险 [56][57][58]
Truist Financial: Making Solid Progress
Seeking Alpha· 2024-09-01 19:58
Shutthiphong Chandaeng/iStock via Getty Images Shares of super regional bank Truist Financial Corporation (NYSE:TFC) are trading near their 52-week high after posting a strong 2Q24, as expectations for a Fed rate cut in September increase. The bank sold its remaining 80% stake in Truist Insurance Holdings (TIH) in May 2024 and executed a concurrent balance sheet repositioning to boost its capital adequacy ratios. With a 4.7% yield despite an approximate 25% rally since first announcing the TIH sale in Febru ...
Truist Securities bolsters healthcare investment banking team
Prnewswire· 2024-08-15 20:30
Jefferson Rives, managing director and head of healthcare technology, joins from Barclays. Rives has 20 years of experience, including leading roles within the Wells Fargo and Morgan Stanley global healthcare teams. He is a graduate of the University of North Carolina – Chapel Hill and received his MBA from the Kellogg School of Management at Northwestern University. Max Riso, managing director, biotech, joins from Citi's healthcare investment banking group. Riso has 11 years of healthcare investment bankin ...
Truist(TFC) - 2024 Q2 - Quarterly Report
2024-08-09 04:55
业务重组 - 公司在2024年1月1日进行了业务重组,将原有的业务分为CSBB(消费者和小企业银行)、WB(批发银行)和OT&C(其他、财资和公司)三大板块[14] - 公司于2024年1月1日进行了业务重组,包括CB&W部门更名为CSBB,C&CB部门更名为WB,财富管理业务从CSBB部门调整至WB部门[30] - 公司将业务活动进行了重组调整,包括CB&W部门更名为CSBB,C&CB部门更名为WB,财富管理业务从CSBB部门调整至WB部门[95] 资产负债情况 - 资产总额为5,198.53亿美元,较2023年12月31日的5,353.49亿美元下降[1] - 现金及银行存款为572.79亿美元,较2023年12月31日的502.3亿美元增加[1] - 贷款及租赁净额为3,008.84亿美元,较2023年12月31日的3,072.63亿美元下降[1] - 非计息存款为1,073.1亿美元,较2023年12月31日的1,116.24亿美元下降[1] - 计息存款为2,781.01亿美元,较2023年12月31日的2,842.41亿美元下降[1] - 公司总资产为676.06亿美元[148] - 公司交易资产总额为55.58亿美元[148] - 公司可供出售证券总额为559.69亿美元[148] - 公司贷款和租赁总额为14亿美元[148] - 公司贷款服务权公允价值为34.10亿美元[148] - 公司衍生资产总额为10.95亿美元[148] - 公司利息计息存款中的定期存款为0.43亿美元[148] - 公司短期借款中的卖空证券为20.41亿美元[148] - 公司衍生负债总额为27.39亿美元[148] - 公司总负债为48.23亿美元[148] 财务业绩 - 净利息收入为36.03亿美元,较2023年同期的74.7亿美元下降[2] - 非利息收入为13.8亿美元,较2023年同期的28.01亿美元下降[2] - 净收入为13.45亿美元,较2023年同期的28.6亿美元下降[2] - 每股基本收益为0.93美元,较2023年同期的1.99美元下降[2] - 每股摊薄收益为0.92美元,较2023年同期的1.98美元下降[2] - 公司在2024年上半年实现净利润21.22亿美元[24] - 公司在2023年上半年实现净利润28.60亿美元[24] - 公司在2024年上半年实现营业收入负145百万美元[24] - 公司在2023年上半年实现营业收入38.48亿美元[24] - 公司在2024年上半年出售TIH剩余股权,实现税后收益48.14亿美元[24] 证券投资 - 公司在2024年上半年AFS证券销售收到现金276.07亿美元[24] - 公司在2023年上半年AFS证券销售收到现金0.04亿美元[24] - 公司在2024年上半年AFS证券购买支付260.48亿美元[24] - 公司在2023年上半年AFS证券购买支付2.82亿美元[24] - 公司持有的可供出售和持有至到期证券包括国债、州政府债券、机构抵押贷款支持证券等[46] - 公司AFS证券和HTM证券的摊余成本、未实现损益和公允价值情况[47,49,50,51] - 公司AFS证券和HTM证券的未实现损失主要由市场利率变动而非信用质量导致,公司预计不会产生任何信用损失[52,53] - 公司在第二季度出售了270.7亿美元的较低收益投资证券,实现了51亿美元的税后损失,并将180.7亿美元的出售收益投资于较短期限、较高收益的证券[56] - 公司在第二季度和上半年确认了66.5亿美元的已实现损失,其中包括4.85亿美元的已终止套期收益[54,55] 贷款情况 - 公司贷款总额为3,056.92亿美元,其中商业贷款占1,564亿美元[59] - 商业贷款中信用等级为"通过"的占比95.3%,"关注"占1.8%,"次级"占2.6%,"不良"占0.3%[59] - 消费贷款中住房抵押贷款总额为543.44亿美元,其中30-89天逾期占1.3%,90天及以上逾期占0.7%,不良贷款占0.3%[59] - 消费贷款中信用卡贷款总额为49.88亿美元,其中30-89天逾期占1.6%,90天及以上逾期占1.0%[59] - 公司2024年上半年贷款总额较2023年末减少2%,主要是商业贷款和消费贷款的减少[59][60] - 公司2024年上半年贷款减值准备计提为11.35亿美元,较2023年末有所下降[59][60] - 公司2024年上半年不良贷款率为0.46%,较2023年末有所下降[59][60] - 公司2024年上半年政府担保贷款占比为0.12%,较2023年末有所下降[58][59] - 公司2024年上半年贷款组合中商业贷款占比51.2%,消费贷款占比48.8%[59] - 公司2024年上半年贷款组合中有息贷款占比99.9%,无息贷款占0.1%[59] - 公司2023年商业和工业贷款总额为1608.88亿美元,其中正常贷款占比83.6%[62] - 公司2023年商业房地产贷款总额为225.7亿美元,其中正常贷款占比88.1%[62] - 公司2023年住房抵押贷款总额为554.92亿美元,其中正常贷款占比97.7%[62] - 公司2023年间接汽车贷款总额为227.27亿美元,其
Truist names Steve Hagerman chief information officer
Prnewswire· 2024-08-08 20:45
CHARLOTTE, N.C., Aug. 8, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Steve Hagerman will be its new chief information officer. Hagerman will join Truist on Oct. 28, reporting to Chairman & CEO Bill Rogers. Based at Truist headquarters in Charlotte, Hagerman will lead the enterprise technology team, shaping and executing a strategic vision for the bank's technology future, including key areas like data and analytics, AI, information security, technology transformation, ...
Truist Foundation increases support for Southeastern communities impacted by storm Debby
Prnewswire· 2024-08-08 03:40
Additional $100,000 grant will help communities across the Carolinas recover from anticipated flooding CHARLOTTE, N.C., Aug. 7, 2024 /PRNewswire/ -- As storm Debby moves up the Southeastern coastline, Truist Foundation today announced it will donate an additional $100,000 to support relief and recovery efforts in impacted communities in South Carolina and North Carolina in anticipation of catastrophic flooding. Funds will be distributed to the Center for Disaster Philanthropy's Atlantic Hurricane Season Rec ...
Truist named title sponsor of PGA TOUR's Charlotte-based Signature Event
Prnewswire· 2024-08-06 22:35
With Quail Hollow Club set to host the PGA Championship in 2025, Truist Championship to be played at The Philadelphia Cricket Club next year and return to Charlotte in 2026 CHARLOTTE, N.C. and PONTE VEDRA BEACH, Fla., Aug. 6, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC), Quail Hollow Club and the PGA TOUR today announced a seven-year agreement for Truist to become title sponsor of the PGA TOUR's Charlotte, North Carolina, event — renamed the Truist Championship. The announcement was held at ...
Truist Foundation supports Southeastern communities impacted by Tropical Storm Debby with $100,000 grant
Prnewswire· 2024-08-05 10:00
Funds will help provide immediate relief, support long-term recovery efforts CHARLOTTE, N.C., Aug. 4, 2024 /PRNewswire/ -- As Tropical Storm Debby approaches the Florida coast, Truist Foundation today announced it will donate $100,000 to support relief and recovery efforts in impacted communities across the Southeast. The funds will be distributed to the Center for Disaster Philanthropy's Atlantic Hurricane Season Recovery Fund, the American Red Cross and United Way Worldwide. "Truist Foundation stands read ...