For the quarter ended June 2024, The Bancorp (TBBK) reported revenue of $124.52 million, up 6.9% over the same period last year. EPS came in at $1.07, compared to $0.89 in the year-ago quarter.The reported revenue represents a surprise of -2.30% over the Zacks Consensus Estimate of $127.45 million. With the consensus EPS estimate being $1.10, the EPS surprise was -2.73%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street exp ...

The Bancorp (TBBK) came out with quarterly earnings of $1.07 per share, missing the Zacks Consensus Estimate of $1.10 per share. This compares to earnings of $0.89 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -2.73%. A quarter ago, it was expected that this holding company for The Bancorp Bank would post earnings of $1.06 per share when it actually produced earnings of $1.06, delivering no surprise.Over the last four quarte ...

Second Quarter 2024 Highlights: Net income available to common shareholders of $4.5 million, or $0.20 per diluted shareAdjusted pre-tax, pre-provision earnings of $25.2 millionTangible book value per share decreased to $23.36, compared to $23.44 at March 31, 2024Common equity tier 1 capital ratio improved to 8.63% from 8.60%Net interest margin of 3.12%, compared to 3.18% in prior quarterEfficiency ratio of 65.2%, compared to 58.0% in prior quarter EFFINGHAM, Ill., July 25, 2024 (GLOBE NEWSWIRE) -- Midland S ...

- Net Income of $3.2 Million for Second Quarter of 2024 - - Diluted Earnings Per Share of $0.24 for Second Quarter of 2024 - MURRAY, Utah, July 25, 2024 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) ("FinWise" or the "Company"), parent company of FinWise Bank (the "Bank"), today announced results for the quarter ended June 30, 2024. Second Quarter 2024 Highlights Loan originations were $1.2 billion, compared to $1.1 billion for the quarter ended March 31, 2024, and $1.2 billion for the second quarter o ...

Earnings per diluted share of $0.64; $0.65 on an adjusted(1) basisReturn on average assets of 1.38%; 1.40% on an adjusted(1) basisNet interest margin on FTE basis(1) of 4.10%Record fee income of $61.5 millionLoan growth of $316.1 million; 11.3% on an annualized basisAverage deposit growth of $351.1 million; 10.6% on an annualized basisNet charge-offs 0.15% of total loans; 23 bp decline from linked quarterBoard of Directors approved quarterly dividend increase to $0.24CINCINNATI , July 25, 2024 /PRNewswire/ ...

财务业绩 - 公司报告第二季度净收入5370万美元，每股收益1.05美元，同比增长10%和18%[7] - 2024年第二季度净利润为53,686千美元，同比增长9.5%[40] - 2024年上半年净利润为110,115千美元，同比增长12.2%[40] - 公司总收入为4.66亿美元[127] - 净利息收入为3.54亿美元[127] - 非利息收入为1.12亿美元[127] - 非利息支出为1.91亿美元[127] - 效率比率为41%[128] - 效率比率计算方式为将非利息支出除以利息收入和非利息收入之和[128] - 效率比率用于衡量收入产生所需的支出水平[128] 资产质量 - 资产收益率和股本收益率分别为2.8%和27%，同比有所提升[8] - 公司不良贷款率较低，资产质量良好[115] 贷款业务 - 贷款余额增长6%至56.1亿美元[11] - 小企业贷款余额增长16%至9.64亿美元[13] - 直接租赁融资余额增长8%至7.11亿美元[14] - 房地产桥贷余额增长16%至21.2亿美元[15] - 公司总贷款规模为56.06亿美元，其中小企业贷款占9.64亿美元[77][79] - 小企业贷款中包括4亿美元的政府担保贷款、2百万美元的PPP贷款、3.36亿美元的商业抵押贷款、1.4亿美元的建筑贷款等[81] - 公司持有1.04亿美元的政府担保小企业贷款按公允价值计量[79] - 公司持有1.56亿美元的证券担保贷款和保单贷款[80] - 公司向投资顾问提供最高70%业务价值的贷款,用于债务再融资、收购或内部接班[80] - 公司消费金融贷款主要为担保信用卡贷款[80] - 公司贷款减值准备为2.86亿美元,占贷款的0.05%[75] - 公司SBL商业贷款和建筑贷款中有1.09亿美元为SBA 7(a)计划的非担保部分和非SBA贷款[86][90] - 公司SBL商业贷款中剔除了2900万美元不符合真实出售会计处理的贷款[86][90] - 公司SBL商业贷款中加利福尼亚州占24%、佛罗里达州占16%、北卡罗来纳州占8%[88][89] - 公司前10大SBL商业贷款总额为8600万美元[91][92] - 公司非SBA商业房地产贷款总额为22.8亿美元,加权平均贷款期初贷款价值比为70%,加权平均利率为9.19%[94][95][96] - 公司SBLOC贷款总额为9.75亿美元,前10大SBLOC贷款加权平均占用抵押品比例为43%[99][100][101] - 公司IBLOC贷款总额为5.83亿美元,均由保险公司评级A-级或以上的人寿保险单作为担保[102] - 公司直租融资总额为7.11亿美元，其中6.42亿美元为车辆租赁，其余为设备租赁[103][104] - 直租融资中最大的行业为政府机构和公共机构，占比18%[103] - 佛罗里达州的直租融资余额最高，占比15%[105] 存贷款情况 - 净利息收入增长8%至9380万美元[9] - 净利差为4.97%，较上一季度有所下降[10] - 2024年第二季度存款总额为6,890,756千美元，较2023年12月31日增长3.1%[46] - 2024年第二季度贷款净额为5,577,152千美元，较2023年12月31日增长4.6%[43] - 2024年第二季度净息差为7.27%，较2023年第二季度上升27个基点[52] - 公司净息差为5.06%,较上年同期上升31个基点[69] - 公司净利息收入为1.88亿美元,较上年同期增长8.8%[68] - 公司存款总额为66.09亿美元,其中活期存款和活期结算账户存款占比99.2%[65] 其他业务 - 预付费和借记卡交易总额增长13%至371.4亿美元，相关手续费收入也增长13%[12] - 公司支付卡交易总额持续增长[117][118] 资本充足性 - 资本充足率指标均高于监管要求[18] - 公司资本充足率指标均高于监管要求的"充足资本"标准[106][107][108] - 公司资产收益率和股东权益收益率保持在较高水平[109] 流动性 - 公司维持充足的流动性支持[122][123][124][125] 其他资产 - 2024年6月30日其他实际资产价值为57,861千美元，较2023年12月31日增加40,912千美元[43] - 2024年6月30日普通股股东权益为776,991千美元，较2023年12月31日减少3.7%[49]

PORT ANGELES, Wash., July 25, 2024 (GLOBE NEWSWIRE) -- "In spite of challenging times for the entire industry as a result of the rate environment, First Northwest executed on a balance sheet restructure strategy. The restructure included a sale-leaseback transaction for six of our branches, a restructure of our bank-owned life insurance policies, two securities loss sale transactions, two balance sheet hedges against fixed rate loans and municipal bonds and the sale of our Visa B shares," commented Matthew ...

NOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.14 FOR THE CURRENT QUARTER COMPARED TO $0.15 FOR THE TRAILING QUARTER, AND $0.22 FOR THE SECOND QUARTER OF 2023. RESULTS INCLUDE $0.03 PER SHARE IN EXPENSES ASSOCIATED WITH SEVERANCE PAYMENTS AND DEFERRED TAX ASSET WRITE-OFFS RELATED TO EXPIRED STOCK OPTIONS.NET INTEREST INCOME OF $28.7 MILLION, INCREASED $803,000, OR 2.9%, OVER TRAILING QUARTER.NET INTEREST MARGIN EXPANDED SIX BASIS POINTS FROM THE TRAILING QUARTER TO 2.09%.AVERAGE Y ...

First Bancorp (FBNC) came out with quarterly earnings of $0.70 per share, beating the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.71 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 18.64%. A quarter ago, it was expected that this bank holding company for First Bank would post earnings of $0.64 per share when it actually produced earnings of $0.61, delivering a surprise of -4.69%.Over the last f ...

RUSTON, La., July 24, 2024 (GLOBE NEWSWIRE) -- Origin Bancorp, Inc. (NYSE: OBK) (“Origin,” “we,” “our” or the “Company”), the holding company for Origin Bank (the “Bank”), today announced net income of $21.0 million, or $0.67 diluted earnings per share for the quarter ended June 30, 2024, compared to net income of $22.6 million, or $0.73 diluted earnings per share, for the quarter ended March 31, 2024. Pre-tax, pre-provision (“PTPP”)(1) earnings was $32.0 million for the quarter ended June 30, 2024, compare ...