财务业绩 - 公司第一季度收入同比增长6.0%，达到1.247亿美元[3] - 第一季度非GAAP毛利率为45.2%，较上年同期上升20个基点[3] - 第一季度非GAAP营业利润同比增长8.4%，达到2,250万美元[3] - 2023年第一季度非GAAP营业收入为1.248亿美元，同比增长6%[41] - 2023年第一季度非GAAP毛利为5,636万美元，毛利率为45.2%[49] - 2023年第一季度非GAAP营业利润为2,251万美元，同比增长8.4%[41] - 2023年第一季度非GAAP净利润为1,725万美元，与上年同期持平[41] - 2023年第一季度经调整EBITDA为2,357万美元，同比增长7.6%[39] - 2023年第一季度经调整自由现金流为1,993万美元[51] 地区业绩 - 第一季度北美地区收入同比增长2.8%[5] - 公司在欧洲地区第一季度收入同比增长9.0%[5] 业务发展 - 公司全年2023年非GAAP收入指引上调至5.07亿美元至5.12亿美元[6] - 公司全年2023年非GAAP营业利润率指引上调至17.8%-18.2%[6] - 公司在2023年初已签署了新的财产险、人寿险和再保险业务合同[5] - 公司客户导向的全球化模式持续推动收入增长和盈利能力[5] - 公司调整后自由现金流用于支持业务扩张[16] - 软件产品及后期生产服务收入占总收入的65.6%[46] 财务状况 - 2023年3月31日现金及现金等价物为1.167亿美元[57] - 2023年3月31日股东权益为4.178亿美元[62] - 公司符合债券契约中的所有财务指标要求[70,71,72,73]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2023 Commission File Number 000-20181 SAPIENS INTERNATIONAL CORPORATION N.V. (Translation of Registrant’s name into English) Azrieli Center 26 Harokmim St. Holon, 5885800 Israel (Address of Principal Executive Office) Indicate by check mark whether the registrant files or will file annual reports unde ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to _____________ OR ☐ SHELL COMPANY REPORT PURSUANT TO SECT ...

Exhibit 99.1 Sapiens Reports First Quarter 2023 Financial Results May 3, 2023 – Sapiens International Corporation, (NASDAQ and TASE: SPNS), a leading global provider of software solutions for the insurance industry, today announced its financial results for the first quarter ended March 31, 2023. Summary Results for First Quarter 2023 (USD in millions, except per share data) GAAP Non-GAAP Q1 2023 Q1 2022 % Change Q1 2023 Q1 2022 % Change Revenue $ 124.7 $ 117.7 6.0% $ 124.8 $ 117.7 6.0% Gross Profit $ 53.0 ...