Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIE ...

Qudian, Inc. (NYSE:QD) Q4 2018 Earnings Conference Call March 18, 2019 7:00 AM ET Company Participants Annie Huang - Director of Capital Markets Min Luo - Founder, Chairman, Chief Executive Officer Carl Yeung - Chief Financial Officer Conference Call Participants John Cai - Morgan Stanley Charles Zhou - Credit Suisse Jacky Zuo - Deutsche Bank Victor Wang - CICC Linda Sun-Mattison - Bernstein Martin Ma - Nomura Daphne Poon - Citi Matthew Larson - National Securities Operator Hello, ladies and gentlemen, than ...