Northeast Bank (NASDAQ:NBN) Q2 2024 Earnings Conference Call January 31, 2024 10:00 AM ET Company Participants Rick Wayne – President and Chief Executive Officer Pat Dignan – Executive Vice President and Chief Operating Officer JP Lapointe – Chief Financial Officer Conference Call Participants Alex Twerdahl – Piper Sandler Operator Welcome to the Northeast Bank Second Quarter Fiscal Year 2024 Earnings Call. My name is Daniel, and I will be your operator for today's call. This call is being recorded. Wit ...

业绩总结 - Q2 FY24总贷款金额为263.4百万美元，YTD FY24为393.6百万美元[3] - Q2 FY24净利润为14.1百万美元，EPS（摊薄）为1.85美元，ROE为17.35%[3] - National Lending Division的购买贷款平均余额为474千美元，直接发放贷款平均余额为4,657美元[4] - National Lending Portfolio在过去三个月内的余额为2,556.9百万美元[5] - National Lending Activity在过去五个季度中呈现增长趋势，Q2 FY24购买贷款和发放贷款均有增长[6] 贷款组合 - 贷款组合中，Multifamily占23%，Retail占17%，Office占11%[7] - 资产质量指标显示NPAs/Assets为1.50%，NPLs/Loans为0.40%[8] - 截至2023年12月31日，不良资产周转显示NPL增加至30,772千美元[10] 贷款细节 - National Lending Purchased的总贷款余额为$1,646,756, 其中ALL / Total为1.22%[1] - Originated Loans中，C&I (Lender Finance primarily)的贷款余额为$449,188，ALL / Total为0.53%[1] - 1-4 Family Residential的贷款余额为$65,412，ALL / Total为0.30%[1] 投资和收入 - 2024财年第二季度，国家贷款组合总回报率为9.44%[23] - 购买贷款投资基础和折扣在过去5个季度中总额分别为1,831.2和184.4[22] - 过去5个季度的总收入为38.5，总非利息支出为37.9[20]

Northeast Bank (NASDAQ:NBN) Q1 2024 Earnings Conference Call October 24, 2023 10:00 AM ET Company Participants Rick Wayne - President and Chief Executive Officer JP Lapointe - Chief Financial Officer Pat Dignan - Executive Vice President and Chief Operating Officer Conference Call Participants Alex Twerdahl - Piper Sandler Operator Welcome to the Northeast Bank First Quarter Fiscal Year 2024 Earnings Call. My name is Victor, and I will be your operator for today's call. This call is being recorded. With us ...

FY24 Q1 Investor Call October 24, 2023 Forward-Looking Statement Statements in this presentation that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Although the Bank believes that these forward-looking statements are based on reasonable es ...

Northeast Bank (NASDAQ:NBN) Q4 2023 Earnings Conference Call July 25, 2023 10:00 AM ET Company Participants Richard Wayne - President & CEO Patrick Dignan - Chief Operating Officer Jean-Pierre Lapointe - SVP & CFO Conference Call Participants Alexander Twerdahl - Piper Sandler Operator Good day, and thank you for standing by. Welcome to the Northeast Bank Fourth Quarter Fiscal Year 2023 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers??? presentation, there will be ...

Northeast Bank (NASDAQ:NBN) Q3 2023 Earnings Conference Call April 25, 2023 10:00 AM ET Company Participants Rick Wayne - President & Chief Executive Officer Patrick Dignan - Chief Operating Officer JP Lapointe - Senior Vice President & Chief Financial Officer Conference Call Participants Alex Twerdahl - Piper Sandler Operator Welcome to the Northeast Bank Third Quarter Fiscal Year 2023 Earnings Conference Call. My name is Olivia and I'll be your operator for today's call. This call is being recorded. With ...

Northeast Bank (NASDAQ:NBN) Q2 2023 Earnings Conference Call January 26, 2023 10:00 AM ET Company Participants Rick Wayne - President and CEO JP Lapointe - SVP and CFO Conference Call Participants Alex Twerdahl - Piper Sandler Operator Welcome to the Northeast Bank Second Quarter FY 2023 Earnings Call. My name is Kevin, and I'll be your operator for today's call. This call is being recorded. With us from the bank is Rick Wayne, President and Chief Executive Officer; JP Lapointe, Chief Financial Officer; ...

FY23 Q2 Investor Call January 26, 2023 Forward-Looking Statement Statements in this presentation that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Although the Bank believes that these forward-looking statements are based on reasonable es ...