LM Funding America, Inc. (NASDAQ:LMFA) Q4 2023 Earnings Conference Call April 1, 2024 11:00 AM ET Company Participants Ted Ayvas - Crescendo Communications, IR Bruce Rodgers - CEO Richard Russell - CFO Conference Call Participants Kevin Dede - H.C. Wainwright Operator Good morning, everyone, and welcome to the LM Funding America Fourth Quarter Business Update Conference Call. At this time, all participants are in placed on a listen-only mode and we will open the floor for your questions and comments after t ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-37605 LM FUNDING AMERICA, INC. (Exact name of Registrant as specified in its Charter) Delaware 47-3844457 (State or other jurisdictio ...

LM Funding America, Inc. (NASDAQ:LMFA) Q3 2023 Earnings Conference Call November 15, 2023 11:00 AM ET Company Participants Bruce Rodgers - Chief Executive Officer Rick Russell - Chief Financial Officer Ted Ayvas - Investor Relations Conference Call Participants Matthew Galinko - Maxim Michael Donovan - H.C. Wainwright Operator Greetings! Welcome to the LM Funding America, Inc. Third Quarter 2023 Business Update Conference Call. At this time all participants are in a listen-only mode. A question-and-answer s ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING AMERICA, INC. (Exact name of Registrant as specified in its charter) Delaware 47-3844457 (State or other ju ...

财务数据和关键指标变化 - 总收入从2022年同期的235,000美元增加至2023年第二季度的3,200,000美元,增长超过38% [33] - 数字货币挖矿收入为3,000,000美元,而2022年同期没有挖矿收入 [33] - 运营费用从2022年同期的5,600,000美元增加至2023年第二季度的6,400,000美元,主要是由于数字货币挖矿成本增加2,400,000美元和折旧增加1,300,000美元 [35] - 归属于LM Funding股东的净亏损为4,500,000美元,包括3,700,000美元的非现金未实现投资损失,而2022年同期净利润为2,800,000美元,包括12,200,000美元的未实现投资收益 [36] - 核心EBITDA从2022年同期的-2,300,000美元增加至2023年第二季度的1,000,000美元,主要由于比特币挖矿业务和Symbiont应收款项准备金调整收益 [37] 各条业务线数据和关键指标变化 - 公司在2023年6月30日拥有约5,230台正在运营的挖矿机,第二季度共挖出106.6枚比特币,较第一季度的91.6枚增加16% [19] - 截至2023年8月14日,公司拥有约5,950台正在运营的挖矿机,提供约615 PH/s的算力 [20] - 公司在2023年7月宣布在360台挖矿机上安装了Braiins OS+软件,预计可将这些机器的算力提高25% [22] 各个市场数据和关键指标变化 - 无相关内容 公司战略和发展方向及行业竞争 - 公司将继续购买更节能的挖矿机,提高算力并降低每吨哈希的平均能耗,以应对预计于2024年发生的下一次比特币减半事件 [21] - 公司成功以260万美元的价格收购了Symbiont.io公司的资产,包括其旗舰产品Assembly金融服务区块链企业平台,这为公司进入智能合约业务提供了一个先进的技术产品 [26][27] - 公司认为其股价应该更好地反映自2023年初以来比特币挖矿业务的增长 [25] - 公司认为其股东权益39.9百万美元,相当于每股2.72美元,与最近0.70美元的股价相比存在75%的折价,公司将努力通过挖掘更多比特币和变现Symbiont资产来缩小这一估值差距 [30][31] 管理层对经营环境和未来前景的评论 - 公司认为比特币减半事件后,较低效率的矿机将无法盈利,因此公司将继续购买更高效的矿机,并采取轻资产的托管模式,以应对减半后的市场变化 [44][45] - 公司对Symbiont资产的商业化前景持乐观态度,但需要进一步投入资本来满足目标客户群的需求 [52][53] - 公司正在积极寻求各种资本来源,包括出售比特币、股票融资等,以实现其1 EH/s的算力目标 [59] - 公司对比特币作为资产类别的长期升值保持信心,认为通过购买高效矿机是投资比特币的最有效方式 [101] 问答环节重要的提问和回答 问题1 **Matthew Galinko 提问** 对于预计于2024年发生的比特币减半事件,公司有何具体策略? [43] **Bruce Rodgers 回答** 公司将继续购买更高效的矿机,保持较低的每吨哈希能耗,同时将托管合同安排在减半前后进行重新谈判,以应对减半后可能出现的市场变化 [44][45] 问题2 **Matthew Galinko 提问** 公司在360台矿机上安装Braiins OS+软件,是否计划在全部矿机上推广这种优化策略? [47] **Richard Russell 回答** 公司目前主要使用Core软件,Braiins OS+主要应用在特定的托管环境中,不会全面推广到整个矿机fleet [48] 问题3 **Unidentified Analyst 提问** 公司对Symbiont资产的监管环境有何评估,是否看好未来发展前景? [66] **Bruce Rodgers 回答** 作为比特币矿商,公司对监管环境较为乐观,Symbiont资产原本是为私有金融机构设计的私有区块链,未来如果要转向公有链和代币化,仍需要进一步评估监管路径 [67][69][70]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING AMERICA, INC. (Exact name of Registrant as specified in its charter) Delaware 47-3844457 (State or other jurisdi ...

LM Funding America, Inc. (NASDAQ:LMFA) Q1 2023 Earnings Conference Call May 15, 2023 11:00 AM ET Company Participants David Waldman - IR Bruce Rodgers - CEO Richard Russell - CFO Conference Call Participants Operator Greetings, and welcome to the LM Funding America, Incorporated. First Quarter 2023 Business Update Conference Call. At this time, all participants are in a listen-only mode. And a question-and-answer session will follow the formal presentation. [Operator Instructions] Please note, this conferen ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING AMERICA, INC. (Exact name of Registrant as specified in its charter) Delaware 47-3844457 (State or other jurisd ...

ne UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-37605 LM FUNDING AMERICA, INC. (Exact name of Registrant as specified in its Charter) Delaware 47-3844457 (State or other jurisdic ...