SHENZHEN, China, Nov. 29, 2024 (GLOBE NEWSWIRE) -- Huize Holding Limited, (“Huize”, the “Company” or “we”) (NASDAQ: HUIZ), a leading insurance technology platform connecting consumers, insurance carriers and distribution partners digitally through data-driven and AI-powered solutions in Asia, today announced that it plans to release its third quarter 2024 unaudited financial results before the U.S. market opens on Tuesday, December 10, 2024. The Company’s management team will hold an earnings conference cal ...

SHENZHEN, China, Nov. 19, 2024 (GLOBE NEWSWIRE) -- Huize Holding Limited, (“Huize”, the “Company” or “we”) (NASDAQ: HUIZ), a leading insurance technology platform connecting consumers, insurance carriers and distribution partners digitally through data-driven and AI-powered solutions in Asia, today announced that it will change the ratio of its American depositary shares (“ADSs”) to its Class A ordinary shares (the “ADS Ratio”) from the current ratio of one (1) ADS to twenty (20) Class A ordinary shares to ...

SHENZHEN, China, Nov. 18, 2024 (GLOBE NEWSWIRE) -- Huize Holding Limited, (“Huize”, the “Company” or “we”) (NASDAQ: HUIZ), a leading insurance technology platform connecting consumers, insurance carriers and distribution partners digitally through data-driven and AI-powered solutions in Asia, today announced that its long-term medical insurance product “Chang Xiang An No.2” won the “Annual Popular Commercial Health Insurance Product” award given by Today Insurance, China’s leading insurance news platform, d ...

文章核心观点 - 公司将于2024年11月29日在香港举行年度股东大会,作为公开论坛让股东与管理层讨论公司事务 [1][2][3] - 公司已在SEC网站上发布了2023财年的年度报告,包括经审计的财务报表 [3] - 公司是一家领先的保险科技平台,通过数据驱动和AI驱动的解决方案,数字化连接消费者、保险公司和分销合作伙伴 [4] 公司概况 - 公司专注于为大众富裕消费者提供全生命周期的保险需求 [4] - 公司的在线到线下的保险生态系统覆盖整个保险生命周期,为消费者提供广泛的保险产品、一站式服务和简化的交易体验 [4] - 公司利用AI、数据分析和数字化能力,为保险服务链条提供专有的技术驱动解决方案,包括保险咨询、用户参与、营销、风险管理和理赔服务 [4]

财务数据和关键指标变化 - 总保费收入(GWP)达到人民币13.4亿元,与去年同期基本持平 [7] - 总收入达到人民币2.18亿元 [7] 各条业务线数据和关键指标变化 - 长期保险新单保费(FYP)达到人民币6.5亿元,其中长期健康险FYP达到人民币1.2亿元,保持增长趋势 [8] - 长期人寿险FYP同比增长5%至人民币3.8亿元,续期保费达到人民币6.9亿元,同比增长42.8% [8] - 短期险FYP同比增长33.5%至约人民币1.2亿元 [8] 各个市场数据和关键指标变化 - 国际业务收入占总收入的11%,实现了双位数收入贡献 [13][22] - 公司在越南收购当地领先的数字保险科技平台Global Care,正式进入第二个国际市场 [13][14] 公司战略和发展方向及行业竞争 - 公司持续专注于长期保险产品,占总GWP的91.3%,连续19个季度超过90% [8] - 公司加强产品创新,定制产品占新单保费的41.2%,同比增加16.9个百分点 [12] - 公司加快国际化战略,计划未来12个月内进入两个新的东南亚市场,到2026年实现国际业务收入占比30% [23] 管理层对经营环境和未来前景的评论 - 行业正经历重大转型,但中国保险市场潜力巨大,公司将与保险公司合作推出更贴合市场需求的参与式保险产品 [14] - 预计参与式保险产品将迎来强劲反弹,成为市场主流产品 [14] 其他重要信息 - 公司客户总数达到980万,新增客户24万,客户质量保持高水平 [10] - 长期保险客户续保率达40.5%,同比提升6.5个百分点,13个月和25个月续期率超过95% [10][19] - 公司与125家保险公司合作,持续提升产品创新和客户服务能力 [10][11] 问答环节重要的提问和回答 问题1 **Amy Shin 提问** - 公司未来费用和利润指引 [26] - 新单保费增长趋势及第三季度展望 [26] - 监管变化对产品结构的影响 [26] **Ron Tam 回答** - 费用方面,股份支付费用为非现金项目,整体费用率将回归至第一季度水平 [27] - 第二季度新单保费受监管和利率预期变化影响有所下滑,第三季度有望反弹 [28][29] - 参与式保险产品将成为主流,公司已推出定制产品满足市场需求 [30][31][32] 问题2 **Michelle Ma 提问** - 公司海外市场拓展策略 [35] **Ron Tam 回答** - 香港业务表现良好,鼓舞公司进一步拓展海外市场 [36][37][38] - 越南市场与中国市场10年前类似,公司采取灵活策略,通过并购当地公司复制成功模式 [37][38][39][40][41] - 未来将进一步拓展东南亚其他市场,如菲律宾、印尼、新加坡,寻找当地合作伙伴 [39][40][41] 问题3 **CICC分析师 提问** - 公司是否计划推出更多定制参与式保险产品 [43] **Ron Tam 回答** - 公司长期专注于产品创新和定制,已推出首款定制参与式保险产品,未来将持续推出满足市场需求的参与式产品 [45][46][47][48]

文章核心观点 - 公司业务表现稳健 [2][3] - 毛利率环比有所改善 [2] - 公司持续拓展国际市场 [3] - 公司致力于提升客户体验 [3] 公司经营情况 - 总保费收入为13.37亿元人民币 [4] - 续期保费收入同比增长42.8%至6.85亿元人民币 [2] - 客户总数达到980万 [3] - 与125家保险公司合作 [3] - 现金及现金等价物为2.36亿元人民币 [9] 财务数据 - 营业收入为2.83亿元人民币 [4] - 营业成本为1.94亿元人民币 [5] - 销售费用为4,680万元人民币 [6] - 管理费用为4,970万元人民币 [7] - 研发费用为1,810万元人民币 [7] - 净亏损为2,330万元人民币 [8] - 非公GAAP净亏损为1,300万元人民币 [8]

SHENZHEN, China, Sept. 19, 2024 (GLOBE NEWSWIRE) -- Huize Holding Limited, (“Huize”, the “Company” or “we”) (NASDAQ: HUIZ), a leading insurance technology platform connecting consumers, insurance carriers and distribution partners digitally through data-driven and AI-powered solutions in Asia, today announced that it has partnered with New China Life Insurance Company Limited (“NCI”) to launch “Bliss No.2”, a customized lifetime annuity product. This upgraded product is the latest addition to the “Bliss” se ...

SHENZHEN, China, Sept. 06, 2024 (GLOBE NEWSWIRE) -- Huize Holding Limited, (“Huize”, the “Company” or “we”) (NASDAQ: HUIZ), a leading insurance technology platform connecting consumers, insurance carriers and distribution partners digitally through data-driven and AI-powered solutions in Asia, today announced that it plans to release its second quarter 2024 unaudited financial results before the U.S. market opens on Wednesday, September 25, 2024. The Company’s management team will hold an earnings conferenc ...

SHENZHEN, China, Sept. 05, 2024 (GLOBE NEWSWIRE) -- Huize Holding Limited, (“Huize” or the “Company”) (NASDAQ: HUIZ), a leading insurance technology platform connecting consumers, insurance carriers and distribution partners digitally through data-driven and AI-powered solutions in Asia, today announced the completion of its international arm Poni Insurtech’s acquisition of 71.7% stake in Global Care Consulting Joint Stock Company (“Global Care”), a leading Vietnam-based insurtech company specializing in di ...

SHENZHEN, China, Aug. 22, 2024 (GLOBE NEWSWIRE) -- Huize Holding Limited, (“Huize”, the “Company” or “we”) (NASDAQ: HUIZ), a leading insurance technology platform connecting consumers, insurance carriers and distribution partners digitally through data-driven and AI-powered solutions in Asia, today announced that it has partnered with China Pacific Property Insurance Co., Ltd. (“CPIC P&C”) to launch “Little Scholar”, a customized student accident insurance product. This product is designed to provide parent ...