The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks.Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the broader market. Value investors rely on traditional forms of a ...

Investors seek growth stocks to capitalize on above-average growth in financials that help these securities grab the market's attention and produce exceptional returns. But finding a growth stock that can live up to its true potential can be a tough task.That's because, these stocks usually carry above-average risk and volatility. In fact, betting on a stock for which the growth story is actually over or nearing its end could lead to significant loss.However, the Zacks Growth Style Score (part of the Zacks ...

财务数据和关键指标变化 - 第一季度营收1.94亿美元，较上年增加1000万美元，增幅5%，主要由于公司自有业务量增加、辅助类净平均收费提高以及国际税务准备业务营收增加[25] - 总运营费用4.22亿美元，较上年增加3200万美元，增幅8%，若不考虑法律成本增加，运营费用增长将与营收增长保持一致[25] - 利息费用本季度为1600万美元，与去年持平[26] - 本年前三季度税前亏损2.32亿美元，去年为2.12亿美元有效税率为26.2%，去年为23.3%[26] - 第一季度EBITDA亏损1.88亿美元，去年为1.66亿美元，持续经营每股亏损1.23美元，去年为1.11美元，调整后持续经营每股亏损1.17美元，去年为1.05美元[27] 各条业务线数据和关键指标变化 - 辅助类小商业税务本季度实现双位数营收增长，记账和工资单服务呈积极趋势[11] - Wave业务第一季度营收增长10%，新老用户对新推出的高利润产品采用率超预期[12] - 金融产品方面，移动银行平台Spruce客户存款超10亿美元，近50%存款来自非税务来源且第一季度该趋势持续[13] 各个市场数据和关键指标变化 - 文档未提及，无相关内容 公司战略和发展方向和行业竞争 - 公司战略聚焦于运营和技术提升以改善客户体验，包括线上线下服务[10] - 在小商业领域，以低价会计服务吸引客户，看好其发展前景[11] - Wave业务致力于加速营收增长和实现盈利[12] - Spruce聚焦于高效获取客户并提高用户全年参与度[13] - 在Block Experience方面，融合数字工具与人工专业知识，通过多种方式服务客户[14] - 利用AI提升客户和税务专业人员体验并节省成本，如AI Tax Assist工具提升新付费客户转化率[15][16] - Tax Pro Review产品近十年保持两位数增长，兼具客户自主报税和专业审查优势[17] - 改善核心DIY用户体验，简化新用户流程[18] - 公司在市场上的创新得到认可，获多个产品奖项[19] - 在辅助渠道，公司市场份额约为后两大品牌竞争对手总和的4倍，强化本地价值主张并优化匹配算法[20] - 通过MyBlock提升用户体验，推出新功能改善用户流程[21][22] - 在竞争方面，未受到Intuit进入辅助类业务的重大影响，注重自身优势提升和价值主张营销[33] 管理层对经营环境和未来前景的评论 - 公司对2025财年前景保持乐观并再次确认财年展望，预计全年有效税率约为13%，为每股收益提供一次性约0.50美元的收益，之后将恢复到20%出头[28] - 对于即将到来的税务季，预计行业表现正常，约1%的增长，未看到重大税法变化，就业形势保持强劲[32] - 在辅助业务方面，进行了多项体验改进以提升业绩，包括欢迎新客户、透明定价、税务专业人员服务等方面[50] - 对于AI Tax Assist免费提供给付费产品，去年未发现客户从辅助类转向DIY类的风险行为，反而新客户转化率更高[53] - 对于Direct File项目从试点到扩大规模，未看到对公司业务有重大影响，预计今年也不会有重大影响[60] 其他重要信息 - 本季度回购约2.1亿美元股票，共330万股，平均每股63.51美元，减少2.4%的流通股[29] - 8月宣布股息增长17%，自2016年以来股息增长88%[29] - 公司受飓风影响，向多个组织捐款并加强员工救助基金[30] 问答环节所有的提问和回答 问题: 从竞争角度看即将到来的税务季有何想法，是否预期有不同竞争策略 - 预计行业表现正常，未看到重大税法变化，就业形势保持强劲，未受到Intuit进入辅助类业务的重大影响，注重自身优势提升和价值主张营销[32][33] 问题: 进入本税务季，是否会改变DIY产品的低价策略 - 公司策略以产品为出发点，AI Tax Assist性能提升，将与专业人员一起构成竞争优势，会积极营销价值主张，关注定价动态[35][36] 问题: 本季度运营费用同比上升，主要在薪酬福利、技术支出和营销方面，请详细说明以及未来展望 - 运营费用上升主要因为业务量增加导致现场劳动力成本上升、公司工资略增、营销费用因在线营销投入增加，还有法律费用和和解费用增加，若不考虑法律成本，运营费用增长将与营收增长保持一致，且已包含在展望中[39][40][41] 问题: 公司有很多技术进步，是否会看到技术支出增加，以及早期营销方法的逻辑和策略 - 多年来一直在进行现代化改造，目前的技术投入已包含在展望中，对投资和成本管理有信心，公司营销从Emerald Advance季开始，1月将加大营销力度宣传价值主张[43][44][46] 问题: 与银行合作伙伴延长合作关系中，整体参与份额略有下降，长期是否会有重大变化 - 与合作伙伴关系良好，已延长2年合同，对经济状况有信心，无需担心[48] 问题: 本财年有效税率相关情况，包括一次性收益将在哪一季度实现 - 全年有效税率预计为13%，包含一次性约0.50美元的收益，具体季度无法预测，取决于与IRS的处理进程，2025财年之后预计将恢复到20%出头[57] 问题: 能否详细说明法律费用，与去年相比规模如何 - 10 - Q中将有更多披露，涉及FTC事项及拟议和解，和解金额尚未公开，但已完全反映在亏损应急应计项目中，不影响全年指导[58] 问题: 对于Direct File项目从试点到扩大规模有何更新想法 - 未看到对公司业务有重大影响，预计今年也不会有重大影响，将密切关注未来发展[60]

H&R Block (HRB) reported $193.81 million in revenue for the quarter ended September 2024, representing a year-over-year increase of 5.5%. EPS of -$1.17 for the same period compares to -$1.05 a year ago.The reported revenue represents a surprise of +2.66% over the Zacks Consensus Estimate of $188.78 million. With the consensus EPS estimate being -$1.21, the EPS surprise was +3.31%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall ...

H&R Block (HRB) came out with a quarterly loss of $1.17 per share versus the Zacks Consensus Estimate of a loss of $1.21. This compares to loss of $1.05 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 3.31%. A quarter ago, it was expected that this tax preparer would post earnings of $1.71 per share when it actually produced earnings of $1.89, delivering a surprise of 10.53%.Over the last four quarters, the company has surpass ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-06089 H&R Block, Inc. (Exact name of registrant as specified in its charter) Missouri 44-0607856 (State or o ...

营收情况 - 2025财年第一季度总营收为1.938亿美元同比增长5%[2] - 2025财年营收预计在36.9亿到37.5亿美元之间[7] 运营费用与每股亏损 - 总运营费用为4.221亿美元增加了3200万美元[3] - 持续运营的每股亏损从1.11美元增加到1.23美元调整后从1.05美元增加到1.17美元[4] 股票回购 - 本季度回购并注销330万股总价2.096亿美元每股63.51美元[5] - 15亿美元的股票回购计划还剩约13亿美元且无到期日自2016年已向股东回报超41亿美元[7] - 本季度回购约2.1亿美元股票[2] 财务指标预期 - 2025财年EBITDA预计在9.75亿到10.2亿美元之间[7] - 2025财年有效税率约为13%使每股收益一次性受益约50美分[7] - 2025财年调整后稀释每股收益预计在5.15到5.35美元之间[7] 现金情况 - 2024年9月30日现金及现金等价物为415860000美元2024年6月30日为1053326000美元[16] 净亏损情况 - 2024年第三季度净亏损172576000美元2023年为163482000美元[17] - 2024年第三季度持续经营业务净亏损171421000美元[18] 现金流量情况 - 2024年第三季度经营活动净现金使用328581000美元[17] - 2024年第三季度投资活动净现金使用26394000美元[17] - 2024年第三季度融资活动净现金使用284450000美元[17] EBITDA情况 - 2024年第三季度持续经营业务EBITDA为 - 187583000美元[18] 调整后净亏损与每股亏损 - 2024年第三季度持续经营业务调整后净亏损162938000美元[19] - 2024年第三季度持续经营业务稀释后每股亏损1.23美元[19] - 2024年第三季度持续经营业务调整后稀释后每股亏损1.17美元[19]

We often judge a company based on its sales and earnings. These metrics, however, may not be sufficient on their own. A stock might get a boost if these figures rise year over year or surpass estimates in a particular quarter, offering a lucrative opportunity for short-term investors to cash in. However, relying solely on sales and earnings numbers may not yield the desired long-term returns. For those seeking sustainable investment growth, a deeper dive into the company's financial health and stability is ...

Here are three stocks with buy rank and strong income characteristics for investors to consider today, October 25:Virtu Financial, Inc. (VIRT) : This financial services company has witnessed the Zacks Consensus Estimate for its current year earnings increasing 4.7% the last 60 days.This Zacks Rank #1 company has a dividend yield of 3%, compared with the industry average of 0.0%Kinross Gold Corporation (KGC) : This gold exploration and development company has witnessed the Zacks Consensus Estimate for its cu ...

Here are three stocks with buy rank and strong value characteristics for investors to consider today, October 25:Kinross Gold Corporation (KGC) : This gold exploration and development company carries a Zacks Rank #1, and has witnessed the Zacks Consensus Estimate for its current year earnings increasing 8.6% over the last 60 days.Kinross Gold Corporation has a price-to-earnings ratio (P/E) of 17.12 compared with 23.47 for the S&P. The company possesses a Value Score of A.Virtu Financial, Inc. (VIRT) : This ...