Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended June 30, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition period from ______ to ______ Commission File Number: 001-41093 HOME BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) Arkansas 71-068 ...

Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) Q2 2023 Earnings Conference Call July 20, 2023 2:00 PM ET Company Participants Donna Townsell - Director, Investor Relations John Allison - Chairman Tracy French - President and Chief Executive Officer, Centennial Bank Stephen Tipton - Chief Operating Officer Kevin Hester - Chief Lending Officer Brian Davis - Chief Financial Officer Chris Poulton - President, CCFG John Marshall - President, Shore Premier Finance Conference Call Participants Jon Arfstrom - RBC M ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended March 31, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition period from ______ to ______ Commission File Number: 001-41093 HOME BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) Arkansas 71-06 ...

财务数据和关键指标变化 - 总利息收入创历史新高,达到2.85亿美元 [19][20] - 净利息收入基本持平,为2.15亿美元 [21] - 总收入为2.49亿美元,受到持有公司银行股票和优先股公允价值调整的负面影响约11.4% [21][22] - 净利润为1.03亿美元,每股收益0.51美元,调整后每股收益0.54美元 [18] - 资产收益率为1.84%,调整后为1.95% [18] - 有形股本回报率为19.75%,调整后为20.90% [18] - 有形每股净值为10.71美元,较上年同期增长5.4% [18] 各条业务线数据和关键指标变化 - 贷款组合收益率为6.64%,较上年同期上升135个基点 [24] - 证券投资组合收益率为3.30% [24] - 公司继续保持较高的贷款损失准备金,占不良贷款的383% [16] 各个市场数据和关键指标变化 - 公司在西德克萨斯地区遇到一些逆风,已采取法律行动 [27] - 公司在其他地区的表现良好,有3个地区的资产收益率超过3%,1个地区超过4% [32] 公司战略和发展方向及行业竞争 - 公司将继续专注于服务现有客户,谨慎对待新的贷款机会 [103][104] - 公司不会积极寻求并购,而是专注于保护自身的流动性和资本实力 [87][88][89][103][104] - 公司认为行业内存在许多脆弱的银行,可能会出现一些并购或资产收购的机会 [133][134][135][144] 管理层对经营环境和未来前景的评论 - 管理层认为当前银行业环境充满挑战,不确定性较高,公司将保持谨慎和保守的策略 [133][134][135][137] - 管理层认为利率可能还会有一定上升,但幅度有限,公司将继续专注于资产负债管理 [133][134][135] - 管理层对公司的流动性、资本实力和资产质量保持高度自信,认为公司处于有利地位 [6][7][8][13][16] 问答环节重要的提问和回答 问题1 **Jon Arfstrom提问** 询问公司是否已经看到存款流出趋势有所缓解 [69] **John Allison回答** 公司存款流出情况有所改善,预计税季结束后会进一步好转,公司将继续保持谨慎的存款管理策略 [69][70][71] 问题2 **Matt Olney提问** 询问公司是否有关于并购的具体计划或目标 [87][88] **John Allison回答** 公司目前不会积极寻求并购,而是专注于保护自身的流动性和资本实力,等待未来可能出现的并购或资产收购机会 [87][88][89][103][104] 问题3 **Brady Gailey提问** 询问公司是否会继续保持较高的贷款损失准备金水平 [109][110] **John Allison回答** 公司将继续保持2%的贷款损失准备金水平,这是公司长期以来一直采用的保守策略 [109][110]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K (Mark One) ☑ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2022 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition period from _____ to _____ Commission File Number: 001-41093 HOME BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) Arkansas 71-0682831 ( ...

Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) Q4 2022 Earnings Conference Call January 19, 2023 2:00 PM ET Company Participants Donna Townsell - Senior EVP, Director, Investor Relations, Executive Officer & Director John Allison - Co-Founder, Chairman, President & CEO Kevin Hester - Chief Lending Officer & Executive Officer Chris Poulton - President, Centennial Commercial Finance Group Stephen Tipton - Chief Operating Officer & Executive Officer Brian Davis - CFO, Treasurer, Executive Officer & Director Tr ...