UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ________________________________ FORM 10-Q ________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: March 31, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from _____ to _____ Commission file number: 001-35424 ________________________________ HOMESTREET, INC. (Ex ...

For the quarter ended March 2024, HomeStreet (HMST) reported revenue of $41.61 million, down 30.2% over the same period last year. EPS came in at -$0.29, compared to $0.27 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $48.07 million, representing a surprise of -13.44%. The company delivered an EPS surprise of -383.33%, with the consensus EPS estimate being -$0.06.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall S ...

HomeStreet (HMST) came out with a quarterly loss of $0.29 per share versus the Zacks Consensus Estimate of a loss of $0.06. This compares to earnings of $0.27 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -383.33%. A quarter ago, it was expected that this real estate lender would post earnings of $0.03 per share when it actually produced a loss of $0.12, delivering a surprise of -500%.Over the last four quarters, the company ...

HomeStreet Reports First Quarter 2024 Results SEATTLE –April 30, 2024 – (BUSINESS WIRE) – HomeStreet, Inc. (Nasdaq: HMST) (including its consolidated subsidiaries, the "Company", "HomeStreet" or "we"), the parent company of HomeStreet Bank, today announced the financial results for the quarter ended March 31, 2024. As we present non-GAAP measures in this release, the reader should refer to the non-GAAP reconciliations set forth below under the section “Non-GAAP Financial Measures.” First quarter 2024 compar ...

HomeStreet公司盈利预期 - HomeStreet (HMST) 预计在2024年3月报告的季度收益将出现年度下降，预计每股亏损为$0.06，营收预计为$48.07百万美元[4] - 分析师对HomeStreet的盈利前景持悲观态度，最准确估计低于Zacks共识估计，导致盈利预期偏差率为-120.59%[12] - HomeStreet在过去四个季度中只有一次超过共识EPS估计，盈利历史不容乐观[15] - Earnings ESP和Zacks Rank显示HomeStreet不太可能超过共识EPS估计，投资者应该关注其他因素[18]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ____________________________ FORM 10-K ____________________________ (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35424 ____________________________ HOMESTREET, INC. (Exact name of registr ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ________________________________ FORM 10-Q ________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: September 30, 2023 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from _____ to _____ Commission file number: 001-35424 ________________________________ HOMESTREET, INC. ...

财务数据和关键指标变化 - 第三季度净收入为2.3百万美元,每股收益0.12美元,低于第二季度的3.2百万美元和0.17美元,主要受到利率大幅上升的不利影响 [7] - 净利差从1.93%下降至1.74%,主要是由于计息负债成本上升25个基点,其中存款成本上升4个基点,长期债务成本上升15个基点,借款成本上升19个基点 [8][9] - 第三季度信贷损失准备回拨1.1百万美元,主要是高风险土地和开发贷款水平下降导致预期损失降低 [10][11] 各条业务线数据和关键指标变化 - 单一家庭和商业抵押贷款业务继续保持低迷水平 [12] - 多户家庭贷款组合质量保持良好,不良资产占比从6月底的44个基点下降至9月底的42个基点 [12] 各个市场数据和关键指标变化 - 公司并未披露各个市场的具体数据和指标变化 公司战略和发展方向及行业竞争 - 公司采取了一系列措施应对利率上升的影响,包括减少可控费用、裁员、推出促销存款产品、重点发放浮动利率贷款等 [16][17][18][19][22][23][24][32][33] - 公司暂停发放新的多户家庭贷款,除了出售给房利美的DUS贷款外 [32] - 公司评估了一项收购其房利美DUS业务的非约束性提议,但认为报价过低,未接受 [36] - 公司认为当前利率环境下的经营挑战将随着利率稳定和下降而改善 [38][39][40][41] 管理层对经营环境和未来前景的评论 - 公司认为当前利率环境下的经营挑战将随着利率稳定和下降而改善 [38][39][40][41] - 公司预计在利率稳定的情况下,净利差将保持稳定,贷款和存款规模也将保持相对稳定 [37] - 公司认为其强大的资本水平、低信用风险以及忠实客户群,将使其能够渡过当前周期并保持盈利 [38][41] 问答环节重要的提问和回答 问题1 **Matthew Clark 提问** 询问公司对于近期保持净利差稳定的假设 [48] **John Michel 回答** 公司预计联储将在第四季度再次加息,此后维持利率稳定,这将使得净利差趋于稳定,并随着贷款重新定价而逐步改善 [49][50] 问题2 **Woody Lay 提问** 询问公司是否愿意长期维持较高的贷款存款比 [69][70] **Mark Mason 回答** 公司偏好维持95%左右的正常贷款存款比,但由于贷款提前偿还速度较低,短期内难以实现,公司将暂时接受较高的贷款存款比 [70][71] 问题3 **Timothy Coffey 提问** 询问公司是否有加快降低费用的计划 [97] **John Michel 回答** 公司预计第四季度费用变动幅度与前几个季度类似,并将在第一季度受到季节性薪酬成本上升的影响 [98][99][100][101]

3rd Quarter 2023 NasdaOq:c HtMoSbTer 30, 2023 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, aboutour industry, our future financial performance, business plans and expectations. These statements are, in essence, attempts to anticipate or forecast future events, and thus subject to many risks and uncertainties. These forward-looking statements are based on our management's current exp ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ________________________________ FORM 10-Q ________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: June 30, 2023 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from _____ to _____ Commission file number: 001-35424 ________________________________ HOMESTREET, INC. (Exa ...