For immediate release For More Information: Michelle S. Hickox, EVP & Chief Financial Officer 325.627.7155 FIRST FINANCIAL BANKSHARES ANNOUNCES FIRST QUARTER 2024 EARNINGS ABILENE, Texas, April 18, 2024 - First Financial Bankshares, Inc. (the “Company,” “we,” “us” or “our”) (NASDAQ: FFIN) today reported earnings for the first quarter of 2024 of $53.40 million compared to earnings of $52.57 million for the same quarter a year ago. Basic and diluted earnings per share were $0.37 for both quarters ended March ...

ABILENE, Texas, April 16, 2024 /PRNewswire/ -- First Financial Bankshares, Inc. (NASDAQ: FFIN) will hold its 2024 Annual Shareholders' Meeting on April 23, 2024, at 10:30 a.m. Central time. The Company will be live streaming the meeting where F. Scott Dueser, Chairman, President and CEO; Michelle S. Hickox, EVP and CFO; David Bailey, EVP and Chief Banking Officer; and Kirk W. Thaxton, President and CEO of First Financial Trust & Asset Management Company, will recap 2023 and 1st quarter 2024 operational and ...

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus. While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend ...

公司发展战略 - 公司自1997年以来已完成14次银行收购，截至2023年12月31日，总资产从15.7亿美元增长至131.1亿美元[11] - 公司计划继续通过为客户提供服务和优先考虑客户需求来实现有机增长，寻找更好的分行位置以提供更便利的服务[11] - 公司专注于非大都市市场，主要集中在得克萨斯州的达拉斯/沃斯堡、休斯顿、圣安东尼奥或奥斯汀周围，以及得克萨斯州东部和得克萨斯山区域[11] 业务范围和服务 - 公司通过子公司提供全面的信托和财富管理活动，包括个人信托服务、退休和员工福利账户[13] - 公司在得克萨斯州的商业银行领域面临激烈竞争，但相信通过有效竞争利率、服务范围、价格和本地化客户服务等方面可以取得成功[14] 客户关系和员工福利 - 公司的业务不依赖于任何单一客户，客户基础广泛，包括公司的官员和董事，以及其他关联实体[15] - 公司重视员工关系，致力于吸引最优秀的银行家和关键管理人员，通过内部培训和外部培训计划提升员工专业能力[15] - 公司提供竞争力薪酬和福利，包括医疗、牙科、视力保险、短期和长期残疾保险、寿险以及带有员工持股计划的401(k)退休福利[16] 社区服务和风险管理 - 公司积极参与社区服务，支持学校、城市、教会等机构，提供金融服务、时间和资金，以改善所服务社区的生活质量[18] - 银行组织为了保护存款人的利益，必须遵守联邦和州法律和监管规定[23] - FDIC通过DIF提供存款保险保护，覆盖FDIC保险机构中的所有存款账户，目前每位存款人的限额为25万美元[24] 银行资本和监管规定 - 公司和银行子公司必须遵守联邦储备委员会和OCC制定的资本充足标准，基于巴塞尔银行监管委员会的资本框架[32] - 根据巴塞尔III规则，最低资本比例包括最低CET1比率、最低一级资本比率、最低总资本比率和最低杠杆比率[34] - 最低CET1比率为4.5%，加上2.5%的“资本保全缓冲区”，最低CET1比率为7.0%[35] - 最低一级资本比率为6.0%，加上资本保全缓冲区，最低一级资本比率为8.5%[35] - 最低总资本比率为8.0%，加上资本保全缓冲区，最低总资本比率为10.5%[35] - 2023年12月31日，公司总风险资本比率为19.62%，一级资本与风险加权资产比率为18.50%，普通股一级资本与风险加权资产比率为18.50%，杠杆比率为12.06%[36]

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus. Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, a metric that ...

ABILENE, Texas, Feb. 13, 2024 /PRNewswire/ -- First Financial Bank has announced a $5.5 million investment to support the Landmark at Abilene senior housing project. The historic renovation of the former Travis Elementary School at 1101 S. 9th Street will involve converting and expanding the building into 29 affordable housing units for senior citizens. The original schoolhouse on that lot was built in 1903 and was known as South Ward. It later became known as Travis Elementary and was rebuilt in 1922 by re ...

ABILENE, Texas, Feb. 9, 2024 /PRNewswire/ -- The Board of Directors of First Financial Bank, Southeast Region has announced the promotion of Blaine Caillier to Regional President. The announcement was made by Stephen Lee, South Texas Area Banking Executive of First Financial Bank. Mr. Blaine Caillier "Blaine's newest role is a testament to his exceptional leadership and mastery as a commercial lender," said Stephen Lee "In addition to being a great leader, he displays dedication, strategic vision, and an ab ...

ABILENE, Texas, Feb. 7, 2024 /PRNewswire/ -- First Financial Bankshares, Inc. (NASDAQ: FFIN) (the "Company") has named Daniel Neely Senior Vice President, Treasury Sales Manager. Daniel rejoins First Financial Bank after working for a Houston-area bank for the past five years. Mr. Daniel Neely "Daniel's history with our culture and regions allows him to step back in easily and keep our momentum while bringing his own experience to make us even stronger. He brings years of treasury management experience and ...

人事变动 - First Financial Bankshares, Inc.最近任命Eric Bonnell为高级副总裁和企业风险管理总监[1] - Eric Bonnell将在新职位中负责监督公司的企业风险管理结构，并向董事会、执行管理团队和监管机构提供信息[2] 公司背景 - First Financial Bankshares, Inc.总部位于德克萨斯州阿比林，是一家金融控股公司，旗下的First Financial Bank, N.A.在德克萨斯州拥有79家分行[4]

任命情况 - Keith Morton被任命为First Financial Bankshares, Inc.的执行副总裁，负责休斯顿信贷管理[1] 工作经历 - Morton在Capital One担任特殊资产高级副总裁，之前在休斯顿的Capital One Bank担任商业贷款组信贷核准经理、高级核准员和信贷分析经理[2] 教育背景 - Morton毕业于McNeese State University和Louisiana State University，持有风险管理协会的信用风险认证[3]