Shares of Enova International (ENVA) have been strong performers lately, with the stock up 22.7% over the past month. The stock hit a new 52-week high of $108.15 in the previous session. Enova International has gained 92.8% since the start of the year compared to the 27% move for the Zacks Finance sector and the 41.4% return for the Zacks Financial - Consumer Loans industry.What's Driving the Outperformance?The stock has a great record of positive earnings surprises, as it hasn't missed our earnings consen ...

CHICAGO, Nov. 26, 2024 /PRNewswire/ -- Small businesses remain optimistic about future growth heading into the holiday season, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE: ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders.Key findings include: OnDeck (PRNewsfoto/OnDeck) Optimism and Growth: Most small business owners (92%) continue feeling optimistic about future growth, expecting mo ...

Momentum investing is all about the idea of following a stock's recent trend, which can be in either direction. In the 'long' context, investors will essentially be "buying high, but hoping to sell even higher." And for investors following this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving in that direction. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.Even ...

Growth stocks are attractive to many investors, as above-average financial growth helps these stocks easily grab the market's attention and produce exceptional returns. But finding a great growth stock is not easy at all.In addition to volatility, these stocks carry above-average risk by their very nature. Also, one could end up losing from a stock whose growth story is actually over or nearing its end.However, it's pretty easy to find cutting-edge growth stocks with the help of the Zacks Growth Style Score ...

Have you been paying attention to shares of Enova International (ENVA) ? Shares have been on the move with the stock up 20.9% over the past month. The stock hit a new 52-week high of $102.11 in the previous session. Enova International has gained 83.8% since the start of the year compared to the 24.1% move for the Zacks Finance sector and the 39.9% return for the Zacks Financial - Consumer Loans industry.What's Driving the Outperformance?The stock has an impressive record of positive earnings surprises, as ...

The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks. Considering these trends, value investing is clearly one of the most preferred ways to find strong stocks in any type of market. Value investors use a variety of methods, including tried-and-true valuation metrics, to find these stocks ...

Momentum investing is essentially an exception to the idea of "buying low and selling high." Investors following this style of investing are usually not interested in betting on cheap stocks and waiting long for them to recover. Instead, they believe that "buying high and selling higher" is the way to make far more money in lesser time. Everyone likes betting on fast-moving trending stocks, but it isn't easy to determine the right entry point. These stocks often lose momentum when their future growth potent ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | --- | --- | --- | |----------------------------------------------------------------------------|------------------------------------------------------------------------------|-------- ...

Enova International, Inc. (NYSE: ENVA ) has been quietly racking up some rather impressive numbers thanks to its innovative financial products and strong performance in both the small business and consumer markets.The mission of Grassroots Trading rests on the following principles: providing objective, unbiased, and balanced research, backed by solid data and completely void of emotional influences or preference for companies; focusing on small- to mid-cap companies, offering the Seeking Alpha investor comp ...

财务数据和关键指标变化 - 公司在2024年第三季度的总收入为6.9亿美元，同比增长25% [15] - 公司的调整后EBITDA同比增长42%，调整后每股收益（EPS）同比增长63% [23] - 公司的贷款和融资应收账款同比增长23%，达到38亿美元 [15][17] 各条业务线数据和关键指标变化 - 小企业贷款收入同比增长38%，达到2.69亿美元 [15][19] - 消费者业务收入同比增长18%，达到4.11亿美元 [15][19] - 小企业贷款的发放量同比增长33%，首次超过10亿美元 [6][15] 各个市场数据和关键指标变化 - 小企业产品占贷款组合的62%，消费者产品占38% [6] - 小企业和消费者的信贷质量保持强劲，净违约率同比下降至8.4% [7][17] 公司战略和发展方向和行业竞争 - 公司致力于通过多元化的产品组合和高效的风险管理来推动增长 [13][25] - 公司在小企业贷款市场的竞争优势明显，认为当前竞争环境较弱 [36][37] 管理层对经营环境和未来前景的评论 - 管理层对宏观经济环境持乐观态度，认为消费者和小企业的信贷需求将继续增长 [8][45] - 预计2024年第四季度的收入将同比增长超过20% [24] 其他重要信息 - 公司在第三季度完成了总计21亿美元的融资交易，增强了流动性 [22] - 公司在第三季度回购了30.9万股股票，支出2300万美元 [22] 问答环节所有提问和回答 问题: 关于2025年的展望 - 管理层认为在没有重大变化的情况下，2025年将继续保持强劲的发放量增长 [26][27] 问题: 关于消费者信贷的违约率 - 管理层指出，尽管违约率上升，但整体信贷质量依然良好，反映了组合的变化 [28][29] 问题: 小企业与消费者业务的增长差异 - 小企业业务由于较新且增长迅速，而消费者业务则因成熟产品的增长放缓而表现不同 [31][32] 问题: 竞争环境的变化 - 管理层表示当前竞争环境较弱，新竞争者进入市场的难度较大 [36][37] 问题: 关于资金成本的前景 - 管理层预计资金成本将在未来季度逐渐降低，具体取决于市场利率的变化 [34][35]