NEW YORK, Feb. 19, 2024 /PRNewswire/ -- Kuehn Law, PLLC, a shareholder litigation law firm, is investigating potential claims related to the below-listed proposed mergers.  Kuehn Law may seek additional disclosures or other relief on behalf of the shareholders of these companies.  Kuehn Law is investigating whether the Boards of the below companies 1) acted to maximize shareholder value, 2) failed to disclose material information, and 3) conducted a fair process:  Discover Financial Services (NYSE: DFS) cl ...

公司背景 - Discover是一家数字银行和支付服务公司，成立于1986年，是美国金融服务行业中最知名的品牌[3] - Discover是美国最大的信用卡发行商之一，发行了Discover®卡，是美国的现金奖励先驱[3] - Discover通过其银行业务提供私人学生贷款、个人贷款、房屋贷款、支票和储蓄账户以及存款证书[3] - Discover运营Discover Global Network®，包括Discover Network、PULSE®和Diners Club International®，在全球范围内拥有数百万家商户和现金提取点[3] 会议信息 - Discover的首席财务官将在2024年RBC Capital Markets全球金融机构会议上发表演讲[1] - Discover将在投资者关系网站上发布会议当天的现场网络直播链接，回放将在会议结束后的90天内提供[2]

Discover新广告发布 - Discover将在2月11日的大赛前发布新广告“Robots”，由著名女演员Jennifer Coolidge主演[1] - 广告中通过Coolidge的喜剧表演突出了消费者对与客服互动时期望与真人而非机器人交流的不满情绪[2] - Discover的首席营销官Jennifer Murillo表示，公司提供24/7的美国客服代理服务，致力于为客户创造愉快的体验[3]

RIVERWOODS, Ill.--(BUSINESS WIRE)--John Greene, Executive Vice President and Chief Financial Officer of Discover, will present at the UBS Financial Services Conference on Monday, February 26, 2024, at 10:30 a.m. ET. A link to the live webcast will be posted on the day of the conference to Discover's Investor Relations website at http://investorrelations.discover.com. A replay will be available for 90 days after the conference at the same website address. About Discover Discover Financial Services (NYSE: ...

gesrey Discover Financial Services (NYSE:DFS) is an American financial services company. Founded in 1985, Discover Financial is now a $27 billion (by market cap) major financial services player that employs more than 20,000 people. The company reports results across two business segments: Digital Banking, 98% of FY 2023 revenue; and Payment Services, 2%. On one hand, Discover Financial might look like a bank. And, in a way, that’s exactly what it is. Traditionally speaking, that’s been a pretty good bus ...

Key PointsDiscover, Berkshire Hathaway and JPMorgan Chase are leading the financial sector's recent performance.Discover gapped down on January 19 after reporting a 59% earnings decline and an increase in its reserve for late payments. Institutional investors sent the stock higher in the past five sessions, as a Citi analyst said it's time to buy the dip. 5 stocks we like better than Discover Financial ServicesBank stocks and other financials tracked in the Financial Select Sector SPDR Fund NYSEARCA: XLF ar ...

财务数据 - 2023年全年净收入为29亿美元，每股收益为11.26美元[9] - 信用卡余额超过1000亿美元，存款同比增长21%[10] - 净利润为3.88亿美元，较上年同期的10亿美元有所下降[15] - 营收增长13%，反映了15%的贷款增长，部分抵消了轻微的净利息差压缩[15] - 总净损失率为4.11%，比去年同期高出198个基点[25] - 公司期末普通股一级资本为11.3%，较上期下降30个基点，主要受资产增长影响[28] 未来展望 - 预期损失将在年中上升，然后在下半年保持稳定，考虑季节性变化[27] - 预计2024年期末贷款增长将相对稳定，平均贷款增长将略有增加[29] - 预计全年净利差率为10.5%至10.8%，目前预期2024年核心利率将下调25个基点[30] - 预计总运营费用将增长中单位数百分比，合规相关成本预计约为5亿美元[31] - 预计净核销率在4.9%至5.3%的范围内[31] 新产品和新技术研发 - 公司在2023年和2024年初收紧了贷款增长，以观察2022年和2023年的业绩，并计划在未来六个月内更积极地扩大新账户增长[51] - 公司预计退出某项业务将对净利息差产生积极影响，预计全年基础点范围在10到20之间[55] - 公司预计市场将决定出售价格，但预计将高于面值[55] 市场扩张和并购 - 公司将参与今年的CCAR流程，资本管理重点仍然是支持有机增长和向股东返还资本[32] - 公司对资本回报和资本配置的承诺没有改变，将继续投资于盈利的有机增长，并向股东返还多余的资本[75] - Nelnet被选为服务提供商，因为他们在服务此类投资组合方面有良好的记录[82]

财务表现 - Discover在2023年12月报告的季度营收为42亿美元，同比增长12.4%[1] - 每股收益为1.54美元，较去年同期的3.77美元有所下降[1] - 发布的营收超出了Zacks Consensus Estimate的2.41%，达到了41亿美元[2] - 每股收益的惊喜为-38.40%，低于预期的2.50美元[2] 经营表现 - Discover在最近报告的季度中表现出色，关键指标包括净利差、总贷款中的净核销率、运营效率比率等[5]

Discover (DFS) came out with quarterly earnings of $1.54 per share, missing the Zacks Consensus Estimate of $2.50 per share. This compares to earnings of $3.77 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -38.40%. A quarter ago, it was expected that this credit card issuer and lender would post earnings of $3.15 per share when it actually produced earnings of $2.59, delivering a surprise of -17.78%.Over the last four quarte ...

Discover公司财务状况 - Discover金融服务公司第四季度利润不及预期，股价下滑[1] - 公司的信用损失准备金在季末达到19亿美元，比2022年同期增加10亿美元[3] - Discover第四季度净利润下降，每股收益从3.74美元降至1.54美元[5] - 分析师预期Discover第四季度每股收益为2.50美元，营收为41亿美元[6] - Discover的净利差下降至10.98%，高于FactSet预测的10.52%[7] Discover公司业务调整 - Discover将于周四举行电话会议讨论业绩，股价在盘后下跌6%[8] - 公司考虑出售学生贷款组合，任命新首席执行官Michael Rhodes[11] Discover公司合规与风险管理 - Discover公司在7月份承认在过去十多年中对一些商家收取过高费用[12] - Discover表示已经采取措施加强风险管理和合规程序[13]