Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors use fundamental analysis and traditional valuation metrics to find stocks that they believe are being undervalued by the ...

When it comes to short-term investing or trading, they say "the trend is your friend." And there's no denying that this is the most profitable strategy. But making sure of the sustainability of a trend to profit from it is easier said than done.Often, the direction of a stock's price movement reverses quickly after taking a position in it, making investors incur a short-term capital loss. So, it's important to ensure that there are enough factors -- such as sound fundamentals, positive earnings estimate rev ...

Citizens Community Bancorp, Inc. (CZWI) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by th ...

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors use a variety of methods, including tried-and-true valuation metrics, to find these stocks.On top of the Zacks Rank, inv ...

Have you been paying attention to shares of Citizens Community Bancorp, Inc. (CZWI) ? Shares have been on the move with the stock up 2.1% over the past month. The stock hit a new 52-week high of $14.59 in the previous session. Citizens Community Bancorp, Inc. has gained 23% since the start of the year compared to the 24.1% move for the Zacks Finance sector and the 21.7% return for the Zacks Financial - Savings and Loan industry.What's Driving the Outperformance?The stock has an impressive record of positive ...

When it comes to short-term investing or trading, they say "the trend is your friend." And there's no denying that this is the most profitable strategy. But making sure of the sustainability of a trend to profit from it is easier said than done.Often, the direction of a stock's price movement reverses quickly after taking a position in it, making investors incur a short-term capital loss. So, it's important to ensure that there are enough factors -- such as sound fundamentals, positive earnings estimate rev ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, $.01 par value per share CZWI NASDAQ Global Market FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commis ...

Citizens Community Bancorp, Inc. (CZWI) came out with quarterly earnings of $0.32 per share, beating the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.24 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 18.52%. A quarter ago, it was expected that this company would post earnings of $0.27 per share when it actually produced earnings of $0.36, delivering a surprise of 33.33%. Over the last four qua ...

财务业绩 - 第三季度2024年公司净收益为330万美元，每股摊薄收益为0.32美元[4] - 第三季度计提信贷损失拨备为负值400万美元，较上一季度的负值1525万美元有所下降[7] - 第三季度末公司核心一级资本比率为8.35%，较上一季度末的8.09%有所提高[3] - 第三季度公司回购了22.3万股普通股[11] - 公司净息差较上季度下降9个基点，其中5个基点由于未确认违约贷款利息收入[32] - 净利息收入较上季度下降30万美元，主要由于上季度确认的非经常性利息收入减少20万美元[27] - 非利息收入较上季度增加100万美元，主要由于贷款出售收益增加50万美元和权益证券亏损减少60万美元[28] - 非利息支出较上季度增加12.2万美元，主要由于一次性数据处理成本、少量不良资产损失和营销支出增加所致[29] - 所得税费用较上季度减少10万美元，主要由于税前利润下降[30] - 第三季度税前利润为4.19亿美元，较上一季度下降11.18%[42] - 第三季度调整后净利润为3.29亿美元，较上一季度下降13.66%[42] - 第三季度每股调整后收益为0.32美元，较上一季度下降11.11%[42] 资产负债情况 - 第三季度末贷款余额为14.25亿美元，较上一季度末下降390万美元[16] - 第三季度末贷款损失准备率为1.47%，较上一季度末的1.48%略有下降[17] - 第三季度末公司存款余额为15.21亿美元，较上一季度末增加110万美元[22] - 联邦住房贷款银行贷款减少1050万美元至2100万美元[25] - 总资产为17.99亿美元，较上年同期增加1.1%[39] - 贷款净额为14.04亿美元，较上年同期减少1.5%[39] - 存款总额为15.21亿美元，较上年同期增加3.2%[39] - 公司总股东权益为180,149千美元，较上年同期增加14,747千美元[54] - 公司有形普通股权益为147,493千美元，占有形资产的8.35%[54] - 公司总资产为1,799,137千美元，较上年同期增加-32,250千美元[54] - 公司商誉为31,498千美元，无形资产为1,158千美元[54] - 公司总股东权益占总资产的比例为10.01%[54] - 公司有形普通股权益占有形资产的比例为8.35%[54] 贷款及资产质量 - 第三季度末不良资产增加至1710万美元，主要由于一笔林业服务业的农业房地产贷款从关注类转为次级类并停止计息[11] - 第三季度总贷款规模为14.25亿美元，较上一季度下降0.26%[44] - 第三季度不良贷款率为1.09%，较上一季度上升0.49个百分点[45] - 拨备转回0.4亿美元，上年同期计提0.325亿美元[41] 存款情况 - 公司存款总额为15.21亿美元，其中56%为个人存款，28%为商业存款，12%为公共存款，4%为经纪人存款[24] - 无保险和无抵押存款占总存款的18%，无保险存款占总存款的27%[25] - 第三季度存款总额为12.89亿美元，较上一季度增加2.41%[46] 其他 - 公司在第三季度回购了22.3万股普通股，平均价格为12.91美元/股[26] - 公司平均有形普通股权益为141,512千美元，净收益为11,049千美元，有形普通股权益回报率为10.78%[55] - 公司无形资产摊销费用为374千美元，税后影响为140千美元[55]

When it comes to short-term investing or trading, they say "the trend is your friend." And there's no denying that this is the most profitable strategy. But making sure of the sustainability of a trend to profit from it is easier said than done. The trend often reverses before exiting the trade, leading to a short-term capital loss for investors. So, for a profitable trade, one should confirm factors such as sound fundamentals, positive earnings estimate revisions, etc. that could keep the momentum in the s ...