Here are three stocks with buy rank and strong value characteristics for investors to consider today, August 5:M/I Homes, Inc. (MHO) : This residential construction company carries a Zacks Rank #1, and has witnessed the Zacks Consensus Estimate for its current year earnings increasing 5.6% over the last 60 days.M/I Homes has a price-to-earnings ratio (P/E) of 8.02 compared with 10.30 for the industry. The company possesses a Value Score of A.Kinross Gold Corporation (KGC) : This gold mining company carriesa ...

财务业绩 - 公司第二季度净利润为1415万美元，同比增长12.5%[91] - 第二季度每股摊薄收益为0.83美元，同比增长12.2%[91] - 第二季度净收入为1420万美元，每股摊薄收益为0.83美元[93] - 第二季度税收等价净利息收入为3930万美元，较上一季度增加9.0%[93] - 公司实现第二季度2024年18.5%的有效税率，较第一季度23.0%和去年同期19.4%有所下降，主要由于新投资的太阳能税收抵免基金带来的税收优惠增加[110] - 公司总体业绩表现良好，净息差为3.38%，较上年同期上升[126] 资产质量 - 截至第二季度末，不良资产率为0.15%，较上一季度略有下降[91] - 截至6月30日，不良资产占总资产的0.15%，较3月31日的0.16%有所下降[95] - 不良资产占总资产的比重为0.15%，较上季度0.16%和去年四季度0.15%略有下降[114] - 公司资产质量保持稳定，拨备覆盖率较高[126] 资本充足性 - 截至第二季度末，公司资本充足率达到16.31%，较上一季度有所提高[91] - 截至6月30日，公司资本充足率为17.50%，较3月31日的16.84%有所上升[96] - 公司的资本充足率指标均超过监管要求的"良好资本"标准，股东权益在2024年上半年有所增加[123] 存贷款情况 - 第二季度贷款平均余额为27.27亿美元，较上一季度基本持平[91] - 第二季度存款平均余额为36.41亿美元，较上一季度增加1.8%[95] - 存款总额较上季度下降1.3%，较去年四季度下降2.5%，主要是活期存款余额下降所致，公司将继续密切关注存款成本和存款结构[115] - 贷款余额较上季度下降1.5%，较去年四季度下降1.6%，主要是消费贷款(主要是间接自动贷款)和商业贷款(主要是税收豁免贷款)减少所致[113] 非利息收入 - 第二季度非利息收入占营业收入的比重为33.3%，较上一季度有所提高[91] - 第二季度非利息收入为1960万美元，较上一季度增加8.3%[93] - 非利息收入在2024年第二季度为1960万美元，较2024年第一季度增加150万美元，主要由于抵押贷款业务收入增加[101] - 2024年前六个月非利息收入为3770万美元，与2023年同期基本持平，主要由于其他收入减少200万美元被财富管理费用和抵押贷款业务收入增加所抵消[101] - 非利息收入占营业收入的比重在2024年第二季度为33.3%，2024年前六个月为32.7%[101] 非利息支出 - 第二季度成本收入比为68.61%，较上一季度有所改善[91] - 第二季度非利息支出为4040万美元，较上一季度增加0.7%[93] - 非利息支出在2024年第二季度为4041万美元，较2024年第一季度和2023年第二季度分别增加0.2%和0.1%[105][106] - 2024年前六个月非利息支出为8061万美元，较2023年同期增加2.6%，主要由于薪酬支出和占用费用的增加[106] - 公司的营运效率比率在2024年第二季度为68.61%，2024年前六个月为69.81%[109] 拨备情况 - 第二季度拨备信贷损失为120万美元，较上一季度增加30.4%[93,100] - 截至6月30日，贷款拨备占贷款的1.09%，较3月31日的1.07%有所上升[93,95] 利率风险管理 - 公司建立了全面的利率风险管理政策，通过计算净利息收入风险和经济价值风险指标来监控和限制利率风险敞口[116] - 公司通过平衡浮动利率负债和浮动利率资产、管理核心存款组合以及根据市场情况调整利率等方式来控制12个月和24个月内的净利息收益风险以及股权经济价值风险[117] - 公司在上升利率环境下短期内净利息收益将会增加,而在下降利率环境下将会减少[118] 流动性管理 - 公司拥有约15亿美元的额外流动性来满足业务需求,并定期进行流动性压力测试[120] - 公司有7.345亿美元的信贷承诺和6.2百万美元的备用信用证,这些或有负债不会对公司的持续经营能力产生不利影响[124] 其他 - 公司关注关键会计政策和估计的准确性，包括信用损失准备、商誉、养老金假设和所得税等[126] - 公司未来将继续关注市场风险和利率敏感性[129]

TALLAHASSEE, Fla., Aug. 01, 2024 (GLOBE NEWSWIRE) -- Capital City Bank has again been named to Florida Trend's annual "Best Companies To Work For In Florida" list, ranking 19th in the "Large Companies" category and achieving a significant rise from its previous position of 24. The 2024 issue is the sixteenth annual "Best Companies" edition and marks the thirteenth consecutive year Capital City Bank has been selected. "At Capital City Bank, we strive to enrich the work experience by listening to feedback, ma ...

Capital City Bank Group, Inc. Reports Second Quarter 2024 Results TALLAHASSEE, Fla. (July 23, 2024) – Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $14.2 million, or $0.83 per diluted share, for the second quarter of 2024 compared to $12.6 million, or $0.74 per diluted share, for the first quarter of 2024, and $14.2 million, or $0.83 per diluted share, for the second quarter of 2023. QUARTER HIGHLIGHTS (2 nd Quarter 2024 versus 1 st Quarter 2024 ...

Capital City Bank (CCBG) came out with quarterly earnings of $0.83 per share, beating the Zacks Consensus Estimate of $0.71 per share. This compares to earnings of $0.85 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 16.90%. A quarter ago, it was expected that this bank holding company would post earnings of $0.70 per share when it actually produced earnings of $0.74, delivering a surprise of 5.71%.Over the last four quarters ...

Capital City Bank (CCBG) shares ended the last trading session 7.8% higher at $29.53. The jump came on an impressive volume with a higher-than-average number of shares changing hands in the session. This compares to the stock's 0% gain over the past four weeks. Shares of Capital City rallied for the second consecutive trading session. With the Federal Reserve keeping an eye on employment reports and cooling inflation numbers, market participants are projecting interest rate cuts as early as September. Thus, ...

Capital City Bank Group, Inc. Reports First Quarter 2024 Results TALLAHASSEE, Fla. (April 22, 2024) – Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $12.6 million, or $0.74 per diluted share, for the first quarter of 2024 compared to $11.7 million, or $0.70 per diluted share, for the fourth quarter of 2023, and $13.7 million, or $0. 80 per diluted share, for the first quarter of 2023. QUARTER HIGHLIGHTS (1st Quarter 2024 versus 4th Quarter 2023) ...

财务表现 - Capital City Bank 2024年第一季度营收为5645万美元，同比下降9.9%[1] - 每股收益为0.74美元，较去年同期的0.88美元有所下降[1] - 营收低于Zacks Consensus Estimate的5645万美元，出现-0.87%的惊喜[1] - 每股收益超过分析师预期的0.70美元，出现+5.71%的惊喜[1] 财务指标 - 净利差率为4%，低于两位分析师平均预期的4.1%[4] - 效率比率为71.1%，高于两位分析师平均预期的70.4%[4] - 总非利息收入为1810万美元，高于两位分析师平均预期的1760万美元[5] - 净利息收入为3836万美元，低于两位分析师平均预期的3937万美元[5] 股票表现 - Capital City Bank股票过去一个月的回报率为-0.7%，表现优于Zacks S&P 500综合指数的-4%变化[6] - 股票目前具有Zacks Rank 3（持有），表明在短期内可能与更广泛的市场表现一致[6]

财务表现 - Capital City Bank (CCBG)在本季度每股盈利为0.74美元，超过了Zacks Consensus Estimate的0.70美元[1] - 公司在过去四个季度中只有一次超过了市场预期的盈利[2] - Capital City Bank的营收为5645万美元，低于Zacks Consensus Estimate的0.87%[3] - 公司股价自年初以来下跌了8%[4]

The upcoming report from Capital City Bank (CCBG) is expected to reveal quarterly earnings of $0.70 per share, indicating a decline of 20.5% compared to the year-ago period. Analysts forecast revenues of $56.95 million, representing a decrease of 9.1% year over year. The current level reflects no revision in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial projections over this period. Ahead of ...