Q3 2023 Results Roni Giladi, CFO Yaffa Cohen-Ifrah, CMO & Head of IR November 8, 2023 Sapiens Proprietary & Confidential Forward Looking Statements • Certain matters discussed in this presentation, that are incorporated herein and therein by reference are forward-looking statements within the meaning of Section 27A of the Securities Act, Section 21E of the Exchange Act and the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995, that are based on our beliefs, assumptions and ...