Ryvyl, Inc. (NASDAQ:RVYL) Q3 2023 Results Conference Call November 13, 2023 4:30 PM ET Company Participants Ben Errez - Chairman George Oliva - Chief Financial Officer Min Wei - Chief Operating Officer Fredi Nisan - CEO Conference Call Participants Kevin Dede - H.C. Wainright Operator Good afternoon, everyone, and welcome to RYVYL Inc.'s Third Quarter 2023 Conference Call. [Operator Instructions] This conference is being recorded. A replay of the call will be available through January 13, 2024, by calling 1 ...