First Citizens BancShares, Inc. First Quarter 2024 Earnings Conference Call April 25, 2024 2 Agenda Pages Section I – First Quarter Overview & Strategic Priorities 5 – 12 Section II – First Quarter 2024 Financial Results 13 – 33 Financial Highlights 14 – 15 Earnings Highlights 16 Net interest income, margin and betas 17 – 19 Noninterest income and expense 20 – 21 Balance Sheet Highlights 22 Loans and Leases 23 – 24 Deposits and Funding Mix 25 – 27 Credit Quality Trends and Allowance 28 – 32 Capital 33 Secti ...