February 22, 2024 BofA 2024 Financial Services Conference Tim Welsh Vice Chair, Consumer and Business Banking John Stern Senior Executive Vice President and Chief Financial Officer U.S. Ba©ncUo.Srp. Bank | Confidential 1 Forward-looking statements The following information appears in accordance with the Private Securities Litigation Reform Act of 1995: This presentation contains forward-looking statements about U.S. Bancorp. Statements that are not historical or current facts, including statements about bel ...