Citizens Financial Group, Inc. (NYSE:CFG) Q3 2023 Earnings Conference Call October 18, 2023 9:00 AM ET Company Participants Kristin Silberberg - EVP, IR Bruce Van Saun - Chairman and CEO John Woods - CFO Don McCree - Head, Commercial Banking Brendan Coughlin - Head, Consumer Banking Conference Call Participants Erika Najarian - UBS Scott Siefers - Piper Sandler Peter Winter - D.A. Davidson Kenneth Usdin - Jefferies Manan Gosalia - Morgan Stanley Matthew O'Connor - Deutsche Bank Vivek Juneja - JPMorgan Opera ...