Credit Acceptance Corporation (NASDAQ:CACC) Q4 2022 Earnings Conference Call January 31, 2023 5:00 PM ET Company Participants Doug Busk - Chief Treasury Officer Conference Call Participants Moshe Orenbuch - Credit Suisse John Rowan - Janney Montgomery Scott Rob Wildhack - Autonomous Research John Hecht - Jefferies Ray Cheesman - Anfield Capital Christopher Ryan - Radcliffe Operator Good day, everyone, and welcome to the Credit Acceptance Corporation Fourth Quarter 2022 Earnings Call. Today's call is being r ...