3 2 0 2 h c r a M I N V E S T O R P R E S E N T A T I O N Our Solution C L Financial technology enabling bank, brand and healthcare partners T A to offer more inclusive financial services : Q A D S A N Technology Analytics Growth 100% automated decisioning Over 20 active models in production $1T market opportunity 100% cloud-based infrastructure 24.1% revenue growth1 40 billion cells of proprietary model training data API first platforms 31.6% receivables growth2 Proven through economic cycles AI/ML derived ...