Hexindai Inc. (HX) Q4 2019 Results Earnings Conference Call June 18, 2019 8:00 AM ET Company Participants Daisy Wang - Investor Relation Xiaobo An - Chairman and CEO Lili Hua - Chief Operating Officer Johnson Zhang - CFO Conference Call Participants Josh Vogel - Sidoti & Company Operator Hello ladies and gentlemen and thank you for standing by for Hexindai’s Fourth Quarter and Fiscal Year 2019 Earnings Conference Call. At this time, all participants are in listen-only mode. After management’s prepared remar ...