SLM Corp. (NASDAQ:SLM) Q2 2023 Earnings Conference Call July 27, 2023 8:00 AM ET Company Participants Melissa Bronaugh - VP & Head, IR Jonathan Witter - CEO & Director Steven McGarry - EVP & CFO Conference Call Participants Jeffrey Adelson - Morgan Stanley Richard Shane - JPM Michael Kaye - Wells Fargo Steven Kwok - KBW Arren Cyganovich - Citi Operator Hello. And thank you for standing by. Welcome to Sallie Mae Second Quarter 2023 Earnings Conference Call. [Operator Instructions]. I would now like to hand t ...