SLM Corporation (NASDAQ:SLM) Q3 2023 Results Conference Call October 26, 2023 8:00 AM ET Company Participants Melissa Bronaugh - VP & Head of Investor Relations Jonathan Witter - CEO & Director Steven McGarry - Executive VP & CFO Peter Graham - Executive Vice President Conference Call Participants Michael Kaye - Wells Fargo Sanjay Sakhrani - KBW Rick Shane - JPMorgan Jeff Adelson - Morgan Stanley Arren Cyganovich - Citi Jordan Hymowitz - Philadelphia Financial Operator Good day, and thank you for standing b ...