Lemonade, Inc. (NYSE:LMND) Q4 2022 Earnings Conference Call February 23, 2023 8:00 AM ET Company Participants Yael Wissner-Levy - Vice President of Communications Daniel Schreiber - Co-Founder & Co-Chief Executive Officer Shai Wininger - Co-Founder & Co-Chief Executive Officer Tim Bixby - Chief Financial Officer Conference Call Participants Jason Helfstein - Oppenheimer Josh Shanker - Bank of America Merrill Lynch Andrew Kligerman - Credit Suisse Tommy McJoynt - KBW Operator Hello, and welcome to the Lemona ...