Zions Bancorporation, National Association (NASDAQ:ZION) Q4 2023 Earnings Call Transcript January 22, 2024 5:30 PM ET Company Participants Shannon Drage - Director of IR Harris Simmons - Chairman and CEO Paul Burdiss - CFO Scott McLean - President and COO Derek Steward - Chief Credit Officer Conference Call Participants John Pancari - Evercore Dave Rochester - Compass Point Manan Gosalia - Morgan Stanley Ken Usdin - Jefferies Peter Winter - D.A. Davidson Chris McGratty - KBW Brandon King - Truist Securities ...