2020 THIRD QUARTER EARNINGS CONFERENCE CALL NOVEMBER 4, 2020 2020 THIRD QUARTER EARNINGS CONFERENCE CALL 3Q2020 3Q2019 YTD2020 YTD2019 Net income (loss) per diluted share $ (1.49) $ (0.09) $ (4.15) $ 1.48 After-tax net realized investment gains (losses) $ 0.48 $ 0.31 $ (1.97) $ 1.54 Goodwill impairment $ (0.60) $ 0.00 $ (0.60) $ 0.00 Adjusted operating income (loss) per share $ (1.37) $ (0.40) $ (1.58) $ (0.06) Catastrophe losses per share $ 1.75 $ 0.61 $ 3.83 $ 1.38 GAAP combined ratio 124.4% 110.0% 113.5% ...