2021 FOURTH QUARTER AND YEAR-END EARNINGS CONFERENCE CALL FEBRUARY 15, 2022 2021 FOURTH QUARTER EARNINGS CONFERENCE CALL Net income (loss) per diluted share $ 2.28 $ (0.36) Net income (loss) per diluted share $ 3.16 $ (4.50) Net realized investment gains per diluted share $ 0.59 $ 0.94 Net realized investment gains (losses) per diluted share $ 1.47 $ (1.02) Adjusted operating income (loss) per diluted share $ 1.69 $ (1.30) Adjusted operating income (loss) per diluted share $ 1.69 $ (2.88) GAAP combined rati ...