The Bancorp, Inc. (NASDAQ:TBBK) Q4 2022 Earnings Conference Call January 27, 2023 8:00 AM ET Company Participants Andres Viroslav - Director of Investor Relations Damian Kozlowski - President & Chief Executive Officer Paul Frenkiel - Chief Financial Officer & Principal Accounting Officer Conference Call Participants Frank Schiraldi - Piper Sandler Michael Perito - KBW Operator Good morning, ladies and gentlemen, and welcome to The Bancorp Inc.'s. Q4 and Fiscal 2022 Earnings Conference Call. [Operator Instru ...