3 rd quarter 2020 Performance — 1 Webcast October 29, 2020 Disclaimer — The presentation may contain forward-looking statements about future events that are not based on historical facts and are not assurances of future results. Such forwardlooking statements merely reflect the Company's current views and estimates of future economic circumstances, industry conditions, company performance and financial results. Such terms as "anticipate", "believe", "expect", "forecast", "intend", "plan", "project", "seek", ...