Old Republic International Corporation (NYSE:ORI) Q4 2020 Earnings Conference Call January 28, 2021 3:00 PM ET Company Participants Joe Calabrese - IR, MWWPR Craig Smiddy - President and CEO Karl Mueller - CFO Carolyn Monroe - President Title Insurance Group Conference Call Participants Greg Peters - Raymond James Matt Carletti - JMP Ryan Winrick - Guggenheim Nicholas Karzon - Franklin Templeton Operator Ladies and gentlemen, thank you for standing by. And welcome to the Old Republic International Fourth Qu ...