New York Community Bancorp, Inc. (NYSE:NYCB) Q4 2021 Earnings Conference Call January 26, 2022 8:30 AM ET Company Participants Thomas Cangemi – Chairman, President and Chief Executive Officer John Pinto – Chief Financial Officer Lee Smith – President of Mortgage, Flagstar Bank Sandro DiNello – President and Chief Executive Officer, Flagstar Bank Conference Call Participants Ebrahim Poonawala – Bank of America Christopher McGratty – KBW Steve Moss – B. Riley Brock Vandervliet – UBS David Rochester – Compass ...