New York Community Bancorp, Inc. (NYSE:NYCB) Q4 2022 Earnings Conference Call January 31, 2023 8:30 AM ET Company Participants Sal DiMartino - Investor Relations & Strategic Planning Thomas Cangemi - President & Chief Executive Officer John Pinto - Chief Financial Officer Lee Smith - President of Mortgage Conference Call Participants Ebrahim Poonawala - Bank of America Mark Fitzgibbon - Piper Sandler Dave Rochester - Compass Point Brody Preston - UBS Manan Gosalia - Morgan Stanley Steven Alexopoulos - JPMor ...